St. Louis County property record for 405 Andover Ln, Ballwin, MO 63011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,846 sqft · built 1962 |
| Lot Size | 0.355 acres (15,455 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Sep 2021) |
| Tax Bill | $5,550 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21S-32-0653 |
| Primary APN | 21S-32-0653 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,846 sqft Living Area |
| Gross Area | 2,330 sqft |
| 1st Floor Area | 1,510 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 15,455 sqft (0.355 acres) |
| Lot Dimensions | 115 ft deep x 88 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 576 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 468 sqft |
| Deck Area | 72 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 405 ANDOVER LN |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63011-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CLAYMONT PLAT 5 LOT 338 |
| Legal Subdivision | CLAYMONT PLAT 5 |
| Legal Lot Number | 338 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 217807 |
405 Andover Ln is owned and occupied by two individuals who bought it in September 2021.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 ANDOVER LN, BALLWIN, MO 63011-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU |
| Sep 9, 2021 | Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on File |
| Deed Sale | Sep 9, 2021 · Amount on File |
| Prior Sale | Sep 22, 2004 · Amount on File |
| Deed Document Number | 2021392 |
| Deed Book / Page | 25098 / 2968 |
| Prior Transfer Date | Sep 10, 2004 |
| Prior Transfer Doc | 0161040511 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 405 ANDOVER LN, BALLWIN, MO 63011-2502 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 405 ANDOVER LN, BALLWIN, MO 63011-2502 |
| Document Number | 2023040300031 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 2023040300031 |
| Name | NEIGHBORS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 9, 2021 |
| Property Address | 405 ANDOVER LN, BALLWIN, MO 63011-2502 |
| Document Number | 0250982968 |
| Book / Page | 25098 / 2968 |
| Map Reference | MB 103 PG 74&75 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021090900392 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | TRUE TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 ANDOVER LN, BALLWIN, MO 63011-2502 |
| Document Number | 2021090900393 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021090900393 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 405 Andover Ln was $5,550, up 9.1% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,570 (-) Land $34,600 Building $55,970 | $476,700 (-) Land $182,100 Building $294,600 | |
| 2025 | $5,550.00 (+9.06%) | $90,570 Land $34,600 Building $55,970 | $476,700 Land $182,100 Building $294,600 |
| 2024 | $5,089.00 (+1.41%) | ||
| 2023 | $5,018.00 (+35%) | $78,640 (+47.68%) Land $23,620 Building $55,020 | $413,900 Land $124,300 Building $289,600 |
| 2022 | $3,717.00 | $53,250 Land $19,680 Building $33,570 | |
| 2021 | $280,300 Land $103,600 Building $176,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 Andover Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Andover Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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