405 Almondtree Cir, Oakley, CA 94561 Property Records

Contra Costa County property record for 405 Almondtree Cir, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,506 sqft · built 1984
Lot Size0.083 acres (3,600 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Oct 2017)
Tax Bill$6,008 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN035-491-014-3

Property Details

APN / Parcel Number

Primary APN035-491-014-3
Alternative APN
  • 035-491-014

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,506 sqft Living Area
Gross Area1,908 sqft
1st Floor Area659 sqft
2nd Floor Area847 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1990
Lot Area3,600 sqft (0.083 acres)
Lot Dimensions40 ft deep x 90 ft wide
Garage TypeAttached
Garage Area402 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address405 ALMONDTREE CIR
CityOAKLEY
StateCA
Zip94561-2459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP1
Legal DescriptionT6356A L0095 B EX 1/2 MR
Legal SubdivisionSUBDIVISION 6356
Legal Tract6356A
Legal Lot Number0095
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group3
Census Block3011
Census Tract302007

Owner

405 Almondtree Cir is owned and occupied by two individuals who acquired it in July 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address405 ALMONDTREE CIR, OAKLEY, CA 94561-2459
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 23, 2020Correction Deed · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES
Oct 11, 2017Grant Deed, Transfer · FHA Mortgage
LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2017 · Amount on File
Deed SaleOct 11, 2017 · Amount on File
Prior SaleAug 14, 2009 · Amount on File
Deed Document Number2017185460
Last Transfer DateJul 20, 2020
Transfer Doc0000149636
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address405 ALMONDTREE CIR, OAKLEY, CA 94561-2459
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 ALMONDTREE CIR, OAKLEY, CA 94561-2459

Mortgage

Document Number0000296385
DateOct 21, 2021
Instrument2021-296385
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

July 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionCONTRA COSTA CA
Recording DateJul 23, 2020
Property Address405 ALMONDTREE CIR, OAKLEY, CA 94561-2459
Document Number0000149636
Map ReferenceMB 273 PG 3-9
Instrument DateJul 20, 2020
Instrument2020-149636
Record UpdatedJul 19, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address405 ALMONDTREE CIR, OAKLEY, CA 94561-2459

Mortgage

Document Number0000149637
DateJul 23, 2020
Instrument2020-149637
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 11, 2017
Property Address405 ALMONDTREE CIR, OAKLEY, CA 94561-2459
Document Number0000185460
Map ReferenceMAP273 PG3-9
Instrument DateSep 26, 2017
Instrument2017-185460
Transaction TypeTransfer
Record UpdatedJul 19, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address405 ALMONDTREE CIR, OAKLEY, CA 94561-2459

Mortgage

Document Number0000185461
DateOct 11, 2017
Instrument2017-185461
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 405 Almondtree Cir was $6,008.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$464,226 (+2%) Land $177,566 Building $286,660
2025$6,008.00$455,125 Land $174,085 Building $281,040
2023$5,836.00 (+0.83%)$437,454 Land $167,326 Building $270,128
2022$5,788.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 405 Almondtree Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Almondtree Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Almondtree Cir

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