405 8th St S, Amory, MS 38821 Property Records

Monroe County property record for 405 8th St S, Amory, MS 38821

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,835 sqft · built 2002
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (Feb 2024)
Tax Bill	$4,049 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`359J-36-002-007.00`

Property Details

APN / Parcel Number

Primary APN	`359J-36-002-007.00`
Alternative APN	`20928`

Interior

Full Baths	2 Baths
Building Area	2,835 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	20928
Street Address	405 8TH ST S
City	AMORY
State	MS
Zip	38821-4426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK F LOT 3 & 4 OAK PARK DIVISION 118'X 190' .5AC C
Legal Subdivision	OAK PARK DIVISION
Legal Block	F
Legal Lot Number	3-4
Jurisdiction	MONROE MS
Township / Civil Division	2
Census Block Group	2
Census Block	2035
Census Tract	950400

Owner

405 8th St S is owned and occupied by two individuals who bought it in February 2024.

Source: Monroe County records, as of January 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 8TH ST S, AMORY, MS 38821-4426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2019	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Jan 25, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2024 · Amount on File
Deed Sale	Feb 27, 2024 · Amount on File
Deed Document Number	0000024971
Prior Transfer Date	Jan 25, 2021
Prior Transfer Doc	2021000366
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MS
Property Address	405 8TH ST S, AMORY, MS 38821-4426
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 8TH ST S, AMORY, MS 38821-4426

Mortgage

Document Number	2019002083
Date	Apr 29, 2019
Instrument	2019002083

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	118 Months
Due	Feb 25, 2029

Interest

Rate Type	Adjustable Rate

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MS
Recording Date	Jan 25, 2021
Property Address	405 8TH ST S, AMORY, MS 38821-4426
Document Number	2021000366
Instrument Date	Jan 22, 2021
Instrument	2021000366
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 8TH ST S, AMORY, MS 38821-4426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 8TH ST S, AMORY, MS 38821-4426

Tax Assessment & Valuation

The 2025 property tax bill for 405 8th St S was $4,049.

Source: Monroe County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Amory City
County	Monroe County
Unified School District	Amory School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,049.00	$24,503	$163,350 Land $24,000 Building $139,350
2023	$1,614.00 (-23.4%) Homeowner's exemption	$11,806 (-22.36%)	$118,060 (-22.36%) Land $24,000 Building $94,060
2022	$2,107.00 Homeowner's exemption	$15,206	$152,060 Land $24,000 Building $128,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 8th St S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1991–2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 8th St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AMORY serves 9,350 people · EPA ID MS0480002
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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