405 7th St S, Fargo, ND 58103 Property Records

Cass County property record for 405 7th St S, Fargo, ND 58103

Property Summary

Property Type	Dormitory, Group Quarters
Details	5,776 sqft · built 1959
Lot Size	0.396 acres (17,250 sqft)
Owner	Company Name on Record
Last Sale	$670,000 (Nov 2023)
Tax Bill	$10,441 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`01-2140-00010-000`

Property Details

APN / Parcel Number

Primary APN	`01-2140-00010-000`

Interior

Building Area	5,776 sqft Total Area
1st Floor Area	5,776 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	17,250 sqft (0.396 acres)
Lot Dimensions	150 ft deep x 115 ft wide

Location & Zoning

Street Address	405 7TH ST S
City	FARGO
State	ND
Zip	58103-1813
Property Category	Residential
Property Type	Residential > Specialized > Dormitory, Group Quarters
Local Zoning Code	GC
Legal Description	LOT: 1 BLOCK: 35 ADDITION: NORTHERN PACIFIC ADDITIONAL: NORTHERN PACIFIC N 75' LOTS 1 2 & 3 BLK 35 AND S 30' OF VAC 4 AV S
Legal Subdivision	NORTHERN PACIFIC
Legal Block	35
Legal Lot Number	1-3
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1013
Census Tract	801

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6325 15TH ST N, FARGO, ND 58102-6018
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Commercial Mortgage VISIONBANK OF IOWA
Nov 14, 2023	Warranty Deed, Transfer · Line of Credit AMERICAN FEDERAL BANK
Oct 17, 2017	Loan Modification, Mortgage ALERUS FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2023 · Amount on Record
Deed Sale	Nov 14, 2023 · Amount on Record
Prior Sale	Apr 8, 2008 · Amount on Record
Deed Document Number	20231701495
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	405 7TH ST S, FARGO, ND 58103-1813
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001656024
Date	Jan 5, 2022
Instrument	1656024

Lender

Name	VISIONBANK OF IOWA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 5, 2027

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Nov 14, 2023
Property Address	405 7TH ST S, FARGO, ND 58103-1813
Document Number	0001701495
Instrument Date	Nov 3, 2023
Instrument	1701495
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 7TH ST S # S, S, FARGO, ND 58103-1813

Mortgage

Document Number	0001701496
Date	Nov 14, 2023
Instrument	1701496

Lender

Name	AMERICAN FEDERAL BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 5, 2043

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CASS ND
Property Address	405 7TH ST S, FARGO, ND 58103-1813
Document Number	0001523415
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	325 10TH ST N FARGO ND 581024314, FARGO, ND 58102-4314

Mortgage

Document Number	0001523415
Date	Oct 19, 2017
Instrument	1523415

Lender

Name	ALERUS FIN'L
Type	Funding / Finance Company
Address	GRAND FORKS, ND 58201

Agreement

Term	60 Months
Due	Oct 18, 2022

Interest

Rate	4.99%

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,441.00 (+8.96%)	$277,150 (+10.9%) Land $60,500 Building $216,650	$554,300 (+10.9%) Land $121,000 Building $433,300
2023	$9,582.00 (+2.53%)	$249,900 (+5%) Land $60,500 Building $189,400	$499,800 (+5%) Land $121,000 Building $378,800
2022	$9,346.00	$238,000 Land $60,500 Building $177,500	$476,000 Land $121,000 Building $355,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 93% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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