405 7th St NW, Austin, MN 55912 Property Records

Mower County property record for 405 7th St NW, Austin, MN 55912

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,416 sqft · built 1920
Lot Size0.093 acres (4,051 sqft)
OwnerCompany Name on File
Tax Bill$1,696 (2026)
Deeds & MortgagesMay 2024 Transfer
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN34.795.4300

Property Details

APN / Parcel Number

Primary APN34.795.4300

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,416 sqft Living Area
Basement Area104 sqft
Unfinished Basement104 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,051 sqft (0.093 acres)
Garage TypeDetached
Garage Area384 sqft
DrivewayDriveway
Parking Spaces1 Parking Space
PorchPorch
Porch Area72 sqft
Deck Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address405 7TH ST NW
CityAUSTIN
StateMN
Zip55912-2362
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionYATES & LEWIS 34795 037 E90FT LOT 3
Legal SubdivisionYATES & LEWIS
Legal Lot Number3
JurisdictionMOWER MN
Township / Civil DivisionAUSTIN
Census Block Group5
Census Block5005
Census Tract300

Owner

405 7th St NW, a single family home, is owned by a company.

Source: Mower County records, as of October 15, 2026

Owner of RecordCompany Name on File
Mailing Address405 7TH ST NW, AUSTIN, MN 55912-2362
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 2, 2024Transfer on Death Deed, Transfer
Jan 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME FSB

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMOWER MN
Recording DateMay 2, 2024
Property Address405 7TH ST NW, AUSTIN, MN 55912-2362
Document Number000A681358
Instrument DateApr 24, 2024
InstrumentA681358
Transaction TypeTransfer
Record UpdatedMay 22, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOWER MN
Property Address405 7TH ST NW, AUSTIN, MN 55912-2362
Transaction TypeMortgage
Record UpdatedFeb 12, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA650189
DateJan 13, 2020
InstrumentA650189
Lender
NameHOME FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 20, 2034
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 405 7th St NW was $1,696.

Source: Mower County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityAustin City
CountyMower County
Unified School DistrictAustin Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,696.00$167,600 (+10.85%) Land $23,200 Building $144,400$167,600 (+10.85%) Land $23,200 Building $144,400
2025$151,200 Land $18,400 Building $132,800$151,200 Land $18,400 Building $132,800
2023$1,468.00$130,300 Land $18,400 Building $111,900$130,300 Land $18,400 Building $111,900
2022$1,468.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 7th St NW in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims23 (1978–2004)
Claims Outside the SFHA1 of 23
Most Recent ClaimSep 2004 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2004 · 13 claims
  • Severe Storms, Tornadoes & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 7th St NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAustin Utilities
serves 26,174 people · EPA ID MN1500002
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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