Manatee County property record for 405 73rd St, Holmes Beach, FL 34217
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,730 sqft · built 1994 |
| Lot Size | 0.193 acres (8,415 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $779,000 (Jun 2021) |
| Tax Bill | $18,134 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2022 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 71535-1010-7 |
| Primary APN | 71535-1010-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,730 sqft Living Area |
| Gross Area | 3,888 sqft |
| 1st Floor Area | 930 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,415 sqft (0.193 acres) |
| Lot Dimensions | 85 ft deep x 99 ft wide |
| View / Lot | Island |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 220 sqft |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 405 73RD ST |
|---|---|
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-1159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HB_R-2 |
| Legal Description | BEG AT A CONC P R M MARKER WHICH IS MOST ELY COR OF BLK O BAY PALMS ADD, 5TH UNIT (PB 8 P 99); TH SELY ALG SWLY SIDE OF MARINA DR A DIST OF 50.83 FT TO A PT WHICH IS THE |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 20 |
| Legal Subdivision | NOT IN SUBDIVISION 0/0 |
| Legal Block | O |
| Legal Lot Number | PB |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 1801 |
Source: Manatee County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 73RD ST, HOLMES BEACH, FL 34217-1159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK BANK |
| Feb 28, 2022 | Deed of Trust, Mortgage · Line of Credit WHITNEY BANK |
| Jun 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage GULF COAST BANK & TRUST CO |
| Apr 23, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2021 · Amount on Record |
| Deed Sale | Jun 10, 2021 · Amount on Record |
| Prior Sale | Dec 22, 2014 · Amount on Record |
| Deed Document Number | 202177156 |
| Prior Transfer Date | Apr 23, 2019 |
| Prior Transfer Doc | 0027784313 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jun 29, 2026 |
| Property Address | 405 73RD ST, HOLMES BEACH, FL 34217-1159 |
| Document Number | 0000074475 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202674475 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | EXECUTIVE TITLE |
| Name | Verified Name |
|---|---|
| Address | 404 72ND ST, HOLMES BEACH, FL 34217-1105 |
| Document Number | 0000074475, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 202674475 |
| Name | HANCOCK BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 405 73RD ST, HOLMES BEACH, FL 34217-1159 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 405 73RD ST, HOLMES BEACH, FL 34217-1159 |
| Document Number | 0041026538 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 202241026538 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | BRADENTON BEACH, FL 34217 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jun 10, 2021 |
| Property Address | 405 73RD ST, HOLMES BEACH, FL 34217-1159 |
| Document Number | 202141077156 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 202141077156 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | BARNES WALKER TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,453.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20357 LAGENTE CIR, 20357, VENICE, FL 34293-2863 |
| Name | Verified Name |
|---|---|
| Address | 405 73RD ST, HOLMES BEACH, FL 34217-1159 |
| Document Number | 202141077157 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 202141077157 |
| Name | GULF COAST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Apr 23, 2019 |
| Property Address | 405 73RD ST, HOLMES BEACH, FL 34217-1159 |
| Document Number | 0027784313 |
| Book / Page | 002778 / 004313 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 41038480 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 405 73RD ST HOLMES BEACH FL 342171159, HOLMES BEACH, FL 34217-1159 |
Source: Manatee County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,134.00 (+2.88%) Homeowner's exemption | $1,160,631 (+5.99%) | $1,271,483 (-7.6%) Land $535,929 Building $735,554 |
| 2024 | $17,626.00 (+4.72%) | ||
| 2023 | $16,832.00 (+2.17%) Homeowner's exemption | $1,095,069 (+3%) | $1,376,127 (+29.44%) Land $535,929 Building $840,198 |
| 2022 | $16,474.00 Homeowner's exemption | $1,063,174 Land $321,960 Building $741,214 | $1,063,174 Land $321,960 Building $741,214 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 595 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 599 units insured incl. 4 condo units |
| Nearby Flood Claims | 581 (1999–2025) |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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