405 6th St, Graham, TX 76450 Property Records

Young County property record for 405 6th St, Graham, TX 76450

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,842 sqft · built 1945
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on Record
Last Sale$50,000 (Sep 2016)
Tax Bill$3,704 (2026)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone AE (high risk)
APN01060-0026-0005

Property Details

APN / Parcel Number

Primary APN01060-0026-0005
Alternative APN
  • 11675

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,842 sqft Total Area
1st Floor Area1,092 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions250 ft deep x 75 ft wide
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Carport Area360 sqft
PorchPorch
Porch Area288 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address405 6TH ST
CityGRAHAM
StateTX
Zip76450-2510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL/GRAHAM - BLK 26, EAST 75 FT OF LOTS 1-5
Legal SubdivisionORIGINAL TOWN OF GRAHAM
Legal Block26
Legal Lot Number1-5
JurisdictionYOUNG TX
Township / Civil DivisionGRAHAM
Census Block Group2
Census Block2027
Census Tract950500

Owner

Source: Young County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 6TH ST, GRAHAM, TX 76450-2510
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2016 · Amount on Record
Deed SaleSep 16, 2016 · Amount on Record
Deed Document Number20162614
Deed Book / Page1191 / 2937
Prior Transfer DateSep 15, 2016
Prior Transfer Doc1191/2937
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYOUNG TX
Property Address405 6TH ST, GRAHAM, TX 76450-2510
Transaction TypeMortgage
Record UpdatedApr 7, 2021
Title CompanyBRAZOS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20003182
DateNov 25, 2020
Instrument20003182
Lender
NameGRAHAM SAVINGS AND LOAN SSB
TypeBank
AddressGRAHAM, TX 76450
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateDec 1, 2027
Change FrequencyAnnually
Min Rate At Change3.5%
IndexPrime Rate
Margin1
Max Rate10.5%

Tax Assessment & Valuation

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityGraham City
CountyYoung County
Unified School DistrictGraham Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,704.00 (+88.21%) Homeowner's exemption$143,518 (-25%)$193,090 (+0.91%) Land $12,470 Building $180,620
2025$1,968.00 (+64%) Homeowner's exemption$191,350 (+75.58%) Land $13,850 Building $177,500$191,350 (+75.58%) Land $13,850 Building $177,500
2023$108,980 Land $14,400 Building $94,580$108,980 Land $14,400 Building $94,580
2022$1,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (1981–1982)
Most Recent ClaimMay 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GRAHAM
serves 8,718 people · EPA ID TX2520001
Water SourceSurface water
Last State InspectionJun 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brazos Communications
Fiber
1,000 / 1,000
Zito Media
Fiber · Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
New Source Broadband
Fixed Wireless
100 / 50

May also be available: AT&T, Verizon.

Nearby Properties on 6th St

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