Cedar County property record for 405 6th Ave, Clarence, IA 52216
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,124 sqft · built 1888 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,000 (Feb 2026) |
| Tax Bill | $1,582 (2024) |
| Deeds & Mortgages | Jul 2010 Mortgage Feb 2008 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039003272310020 |
| Primary APN | 039003272310020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,124 sqft Living Area |
| Basement Area | 432 sqft |
| Finished Basement | 450 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1888 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,761 sqft (0.269 acres) |
| Garage Type | Mixed |
| Garage Area | 1,120 sqft |
| Carport | Carport |
| Carport Area | 312 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 160 sqft |
| Patio Area | 140 sqft |
| Lean-To | Lean-To |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 39003900327231002000 |
|---|---|
| Street Address | 405 6TH AVE |
| City | CLARENCE |
| State | IA |
| Zip | 52216-9429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLARENCE L16 BLK 18 |
| Legal Subdivision | CLARENCE |
| Legal Block | 18 |
| Legal Lot Number | 16 |
| Jurisdiction | CEDAR IA |
| Township / Civil Division | DAYTON |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 450100 |
Source: Cedar County records · APN 039003272310020
Assessment roll updated May 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 405 6TH AVE, CLARENCE, IA 52216-9429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 07, 2010 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Feb 04, 2008 | Deed of Trust, Mortgage WELLS FARGO FINANCIAL IOWA 3 INC |
| Feb 13, 2026 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2026 · Amount on Record |
| Deed Sale | Feb 13, 2026 · Amount on Record |
| Deed Document Number | 2026 406 |
| Deed Book / Page | 1807 / 3 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 405 6TH AVE, CLARENCE, IA 52216-9429 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001004/230 |
|---|---|
| Date | Jul 07, 2010 |
| Book Page | 1004/230 |
| Instrument | 2010 2111 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 405 6TH AVE, CLARENCE, IA 52216-9429 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 000883/147 |
|---|---|
| Date | Feb 04, 2008 |
| Book Page | 0883/147 |
| Instrument | 2008 0405 |
| Name | WELLS FARGO FINANCIAL IOWA 3 INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CORALVILLE, IA 52241 |
| Amount | Amount Recorded |
|---|---|
| Term | 299 Months |
| Due | Jan 28, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | Feb 13, 2026 |
| Property Address | 405 6TH AVE, CLARENCE, IA 52216-9429 |
| Document Number | 00001807/3 |
| Book / Page | 1807 / 3 |
| Instrument Date | Jan 26, 2026 |
| Instrument | 2026 406 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 6TH AVE, CLARENCE, IA 52216-9429 |
| Document Number | 0002026407 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 2026 407 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 01, 2046 |
Source: Cedar County records · Assessment roll updated May 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cedar County |
| Municipality | Clarence City |
| Unified School District | North Cedar Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $121,050 (+11.66%) Land $14,260 Building $106,790 | $121,050 (+11.66%) Land $14,260 Building $106,790 | |
| 2024 | $1,582.00 (+32.05%) | ||
| 2023 | $108,410 (+38.93%) Land $14,260 Building $94,150 | $108,410 (+38.93%) Land $14,260 Building $94,150 | |
| 2022 | $1,198.00 Homeowner's exemption | $78,030 Land $12,470 Building $65,560 | |
| 2021 | $78,030 Land $12,470 Building $65,560 |
Source: FEMA National Flood Hazard Layer, Cedar County (19031C), updated August 17, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190314501002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 201 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clarence Telephone Company Fiber | 1,000 / 1,000 |
| LTD Broadband Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CLARENCE WATER SUPPLY serves 1,039 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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