405 5th St S, Amory, MS 38821 Property Records

Monroe County property record for 405 5th St S, Amory, MS 38821

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,278 sqft · built 1940
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$656 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`359J-36-035-003.00`

Property Details

APN / Parcel Number

Primary APN	`359J-36-035-003.00`
Alternative APN	`21178`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,278 sqft Living Area
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1940
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Utility Building	855 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	21178
Street Address	405 5TH ST S
City	AMORY
State	MS
Zip	38821-4338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 175 E1/2 LOT 3 & W1/2 LOT 4 50 X 140 .2AC C RAILROAD DIVISION
Legal Subdivision	C RAILROAD DIVISION
Legal Block	175
Legal Lot Number	3-4
Jurisdiction	MONROE MS
Township / Civil Division	2
Census Block Group	2
Census Block	2018
Census Tract	950400

Owner

Source: Monroe County records, as of January 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	405 5TH ST S, AMORY, MS 38821-4338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2019
Deed Sale	Mar 11, 2019
Deed Document Number	2019001210
Record Updated	Jun 8, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MS
Recording Date	Mar 11, 2019
Property Address	405 5TH ST S, AMORY, MS 38821-4338
Document Number	2019001210
Instrument Date	Mar 8, 2019
Instrument	2019001210
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1209 COWDEN DR, AMORY, MS 38821-1306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 5TH ST S, AMORY, MS 38821-4338

Mortgage

Document Number	2019001211
Date	Mar 11, 2019
Instrument	2019001211

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Amory City
County	Monroe County
Unified School District	Amory School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$656.00 (+45.13%) Homeowner's exemption	$3,972 (+5.89%)	$39,720 (+5.89%) Land $10,000 Building $29,720
2023	$452.00 (+4.15%) Homeowner's exemption	$3,751 (+1.65%)	$37,510 (+1.65%) Land $10,000 Building $27,510
2022	$434.00 Homeowner's exemption	$3,690	$36,900 Land $10,000 Building $26,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1991–2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AMORY serves 9,350 people · EPA ID MS0480002
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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