405 5th St, Ames, IA 50010 Property Records

Story County property record for 405 5th St, Ames, IA 50010

Property Summary

Property TypeBank, Financial Building
Details26,996 sqft · built 1970
Lot Size1.13 acres (49,394 sqft)
OwnerCompany Name on Record
Last Sale$31,256,750 (Nov 2017)
Tax Bill$108,674 (2025)
Flood ZoneZone X (minimal risk)
APN09-02-351-025

Property Details

APN / Parcel Number

Primary APN09-02-351-025

Interior

Stories2 Stories
Building Area26,996 sqft Gross Area
1st Floor Area13,948 sqft
Basement Area5,423 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1980
Exterior MaterialConcrete
Construction TypeConcrete
Lot Area49,394 sqft (1.13 acres)
Total Buildings2 Buildings

Location & Zoning

Street Address405 5TH ST
CityAMES
StateIA
Zip50010-6103
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeDSC
Legal DescriptionBLAIR'S ADD PARCEL C LOTS 1-10 & PT VAC ALLEY BLK 19 22-04017
Legal Range24W
Legal Township83N
Legal Section02
Legal SubdivisionBLAIR'S ADD
Legal Block19,22
Legal Lot Number1-10
JurisdictionSTORY IA
Township / Civil DivisionWASHINGTON
Census Block Group4
Census Block4018
Census Tract900

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address405 5TH ST, AMES, IA 50010-6103
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 28, 2017 · Amount on Record
Deed SaleNov 28, 2017 · Amount on Record
Prior SaleMay 29, 2014 · Amount on Record
Deed Document Number201712052
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$108,674.00 (-6.58%)$3,986,200 (-7.24%) Land $493,900 Building $3,492,300$3,986,200 (-7.24%) Land $493,900 Building $3,492,300
2024$116,332.00 (-7.85%)
2023$4,297,500 Land $709,100 Building $3,588,400$4,297,500 Land $709,100 Building $3,588,400
2022$126,242.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1990–2010)
Most Recent ClaimAug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMES WATER TREATMENT PLANT
serves 55,177 people · EPA ID IA8503039
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on 5th St

Nearby Streets

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