405 4th Ter, Palm Beach Gardens, FL 33418 Property Records

Palm Beach County property record for 405 4th Ter, Palm Beach Gardens, FL 33418

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,488 sqft · built 1980
Lot Size0.034 acres (1,464 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Oct 2006)
Tax Bill$2,633 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN52-42-42-10-04-000-0405

Property Details

APN / Parcel Number

Primary APN52-42-42-10-04-000-0405

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,488 sqft Living Area
1st Floor Area744 sqft
Upper Floors Area744 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleTownhouse
Construction TypeMasonry / Concrete Block
Lot Area1,464 sqft (0.034 acres)
View / LotInterior
Patio Area448 sqft

Location & Zoning

Street Address405 4TH TER
CityPALM BEACH GARDENS
StateFL
Zip33418-3603
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePCD
Legal DescriptionGLENWOOD TWNHS UNIT 405
Legal Range42E
Legal Township42S
Legal Section10
Legal SubdivisionGLENWOOD TWNHS
Legal Lot Number405
Legal Unit405
JurisdictionPALM BEACH FL
Township / Civil DivisionROYAL PALM BEACH-WEST JUPITER
Census Block Group1
Census Block1001
Census Tract7830

Owner

405 4th Ter, a townhouse, is owned and occupied by an individual who bought it in October 2006.

Source: Palm Beach County records, as of April 28, 2026

Owner of RecordIndividual Name on File
Mailing Address405 4TH TER, PALM BEACH GARDENS, FL 33418-3603
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2006 · Amount on File
Deed SaleOct 4, 2006 · Amount on File
Prior SaleAug 25, 1994 · Amount on File
Deed Document Number2006567832
Deed Book / Page20929 / 370
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address405 4TH TER, PALM BEACH GARDENS, FL 33418-3603
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0312360034
DateFeb 19, 2020
Book Page31236/34
Instrument20200065298
Lender
NamePNC BANK NA
TypeBank
AddressNORTH PALM BEACH, FL 33408
Agreement
TypeLine of Credit
AmountAmount on Record
Term479 Months
DueJan 23, 2060

Tax Assessment & Valuation

The 2025 property tax bill for 405 4th Ter was $2,633 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
MunicipalityPalm Beach Gardens City
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,633.00 Homeowner's exemption$146,264$314,965 Building $314,965
2023$2,416.00 (+2.81%) Homeowner's exemption$138,002 (+3%)$337,545 (+21.54%) Building $337,545
2022$2,350.00 Homeowner's exemption$133,983$277,715 Building $277,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 4th Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 113 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies121 units insured
incl. 8 condo units
Nearby Flood Claims6 (1994–2020)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2020 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 4th Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEACOAST UTILITIES AUTHORITY
public/private · serves 97,552 people · EPA ID FL4501124
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on 4th Ter

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