Rensselaer County and Troy City property record for 405 4th St, Troy, NY 12180
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 2,772 sqft · built 1890 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Sep 2021) |
| Tax Bill | $3,458 (2026) |
| Deeds & Mortgages | Sep 2021 Sale |
| APN | 381700 112.29-1-7 |
| Primary APN | 381700 112.29-1-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 2,772 sqft Total Area |
| 1st Floor Area | 924 sqft |
| 2nd Floor Area | 924 sqft |
| Upper Floors Area | 924 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 120 ft deep x 25 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0901730 |
|---|---|
| Street Address | 405 4TH ST |
| City | TROY |
| State | NY |
| Zip | 12180-5051 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | MU1 |
| Legal Description | 3 STY BK HSE 54-25/171 |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 40900 |
405 4th St, a triplex, is owned by an individual who bought it in September 2021.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3117 SHORE RD, BELLMORE, NY 11710-4837 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2021 · Amount on File |
| Deed Sale | Sep 13, 2021 · Amount on File |
| Prior Sale | Jan 13, 2000 · Amount on File |
| Deed Document Number | 2021596001 |
| Deed Book / Page | 9733 / 199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Sep 13, 2021 |
| Property Address | 405 4TH ST, TROY, NY 12180-5051 |
| Document Number | 0097330199 |
| Book / Page | 9733 / 199 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 2021-596001 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3117 SHORE RD, BELLMORE, NY 11710-4837 |
The 2026 property tax bill for 405 4th St was $3,458, down 22.5% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,458.00 (-22.5%) | ||
| 2025 | $4,462.00 | $95,000 Land $8,800 Building $86,200 | $162,700 Land $15,071 Building $147,629 |
| 2023 | $95,000 (-) Land $8,800 Building $86,200 | $135,700 (+8.56%) Land $12,570 Building $123,130 | |
| 2022 | $4,303.00 | $95,000 Land $8,800 Building $86,200 | $125,000 Land $11,579 Building $113,421 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 405 4th St; there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 6 (1979–2005) |
| Most Recent Claim | Jun 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 405 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Massivemesh Networks.
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