405 4th St S, Moorhead, MN 56560 Property Records

Clay County property record for 405 4th St S, Moorhead, MN 56560

Property Summary

Property TypeCity, Municipal, Town, Village Owned (Exempt)
Lot Size0.15 acres (6,561 sqft)
OwnerCompany Name on Record
Last Sale$99,251 (Feb 2011)
Flood ZoneZone AE (high risk)
APN58.848.0350

Property Details

APN / Parcel Number

Primary APN58.848.0350

Exterior

Lot Area6,561 sqft (0.15 acres)

Location & Zoning

Street Address405 4TH ST S
CityMOORHEAD
StateMN
Zip56560-2618
Property CategoryPublic Works
Property TypePublic Works > City, Municipal, Town, Village Owned (Exempt)
Legal DescriptionSUBDIVISIONNAME WHITES 2ND ADD SUBDIVISIONCD 58848 LOT 4 & S 23' OF LOT 3 6 LESS W 45'
Legal Range48
Legal Township139
Legal Section08
Legal SubdivisionWHITES 2ND ADD
Legal Block6
Legal Lot Number4
JurisdictionCLAY MN
Township / Civil DivisionMOORHEAD
Census Block Group2
Census Block2029
Census Tract20300

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 779, MOORHEAD, MN 56561-0779
Owner TypeCompany
VestingGovernment

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2011 · Amount on Record
Deed SaleFeb 25, 2011 · Amount on Record
Deed Document Number2011693780
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityMoorhead City
Unified School DistrictMoorhead Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,500 (-) Land $1,500$1,500 (-) Land $1,500
2023Additional exemption filed$1,500 Land $1,500$1,500 Land $1,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims17 (1979–2011)
Claims Outside the SFHA12 of 17
Most Recent ClaimApr 2011 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2011 · 7 claims
  • Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 3 claims
  • Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fixed Wireless in parts of the area
2,000 / 350
Sparklight
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

Nearby Properties on 4th St S

Nearby Streets

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