405 4th St S, Columbus, MS 39701 Property Records

Lowndes County property record for 405 4th St S, Columbus, MS 39701

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,124 sqft · built 1840
Lot Size0.251 acres (10,960 sqft)
Owner2 Individual Names on Record
Deeds & MortgagesNov 2022 Refinance
Flood ZoneZone X (minimal risk)
APN61W590004000

Property Details

APN / Parcel Number

Primary APN61W590004000
Alternative APNs
  • 017989
  • 17989

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area2,124 sqft Adjusted Area
1st Floor Area2,024 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1840
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,960 sqft (0.251 acres)
Lot Dimensions137 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number017989
Street Address405 4TH ST S
CityCOLUMBUS
StateMS
Zip39701-6701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4 ST S BLOCK 2
Legal Range18W
Legal Township18S
Legal Section21
Legal SubdivisionMOORES
Legal Block2
JurisdictionLOWNDES MS
Township / Civil Division5
Census Block Group1
Census Block1053
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the South Columbus Historic District (Additional Documentation)
listed 1982 · 9 contributing resources · NRIS 82003104

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lowndes County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 4TH ST S, COLUMBUS, MS 39701-6701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 1981
Deed SaleApr 29, 1981
Deed Document Number0000660265
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address405 4TH ST S, COLUMBUS, MS 39701-6701
Transaction TypeMortgage
Record UpdatedDec 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202228534
DateNov 22, 2022
Book Page2022/28534
Lender
NameTRUSTMARK NATIONAL BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
MunicipalityColumbus City
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,332 (+17.98%)$83,320 (+17.98%) Land $9,770 Building $73,550
2023Homeowner's exemption Senior Citizen's exemption$7,062$70,620 Land $9,770 Building $60,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1991–2001)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2001 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS LIGHT & WATER
serves 23,616 people · EPA ID MS0440003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Sparklight
Cable
1,000 / 50
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on 4th St S

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