Cass County property record for 405 4th St N, Buffalo, ND 58011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,709 sqft · built 1920 |
| Lot Size | 1.03 acres (45,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Aug 2022) |
| Tax Bill | $1,929 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2022 Sale & Mortgage + 1 more |
| APN | 11-0100-12282-000 |
| Primary APN | 11-0100-12282-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,709 sqft Living Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Unfinished Basement | 400 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,000 sqft (1.03 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 405 4TH ST N |
|---|---|
| City | BUFFALO |
| State | ND |
| Zip | 58011-4002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0 BLOCK: 19 ADDITION: NORTH OF TRACK ADDITIONAL: NORTH OF TRACK E 1/2 BLK 19 |
| Legal Subdivision | NORTH OF TRACK |
| Legal Block | 19 |
| Jurisdiction | CASS ND |
| Township / Civil Division | BUFFALO |
| Census Block Group | 1 |
| Census Block | 1314 |
| Census Tract | 40100 |
405 4th St N is owned and occupied by two individuals who bought it in August 2022.
Source: Cass County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 4TH ST N, FARGO, ND 58102-4514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Aug 5, 2022 | Warranty Deed, Transfer · FHA Mortgage GATE CITY BANK |
| Oct 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2022 · Amount on File |
| Deed Sale | Aug 5, 2022 · Amount on File |
| Prior Sale | Oct 27, 2020 · Amount on File |
| Deed Document Number | 20221672282 |
| Prior Transfer Date | Nov 5, 2006 |
| Prior Transfer Doc | 0001189405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | May 18, 2026 |
| Property Address | 405 4TH ST N, BUFFALO, ND 58011-4002 |
| Document Number | 0001758417 |
| Instrument Date | May 13, 2026 |
| Instrument | 20261758417 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 405 4TH ST N, BUFFALO, ND 58011-4002 |
| Investor | Possibly a Property Investor |
| Document Number | 0001758417, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 20261758417 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 13, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Aug 5, 2022 |
| Property Address | 405 4TH ST N, BUFFALO, ND 58011-4002 |
| Document Number | 0001672282 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 1672282 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2022 |
| Title Company | TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 405 4TH ST N, BUFFALO, ND 58011-4002 |
| Document Number | 0001672283 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 1672283 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Oct 27, 2020 |
| Property Address | 405 4TH ST N, BUFFALO, ND 58011-4002 |
| Document Number | 0001610091 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 1610091 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | REGENCY TITLE FARGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 405 4TH ST N, BUFFALO, ND 58011-4002 |
| Document Number | 0001610092 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 1610092 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 405 4th St N was $1,929.
Source: Cass County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Buffalo City |
| Unified School District | Maple Valley Public School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,929.00 | $97,550 Land $10,800 Building $86,750 | $195,100 Land $21,600 Building $173,500 |
| 2023 | $1,741.00 | $90,300 Land $10,800 Building $79,500 | $180,600 Land $21,600 Building $159,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 405 4th St N.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 4th St N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 84% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BUFFALO serves 188 people · EPA ID ND0900134 |
|---|---|
| Water Source | Purchased groundwater from CASS RURAL WATER DISTRICT-PHASE III |
| Last State Inspection | Jul 2023 |
| Also Mapped Here | CASS RURAL WATER DISTRICT FARGO |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BEK Communications Cooperative Fiber | 5,000 / 5,000 |
| Midco Cable | 1,250 / 250 |
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