405 4th St, Fenton, MI 48430 Property Records

Genesee County property record for 405 4th St, Fenton, MI 48430

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 980 sqft · built 1969
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jun 2017)
Tax Bill	$2,959 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-25-551-151`

Property Details

APN / Parcel Number

Primary APN	`53-25-551-151`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Aluminum/Vinyl
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 4TH ST
City	FENTON
State	MI
Zip	48430-1937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	LOT 8 BLK 19 BOOTH AND MILES NORTHERN ADDITION
Legal Subdivision	BOOTH AND MILES NORTHERN ADDITION
Legal Block	19
Legal Lot Number	8
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	2
Census Block	2009
Census Tract	13202

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 4TH ST, FENTON, MI 48430-1937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Jun 12, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
May 1, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2017 · Amount on Record
Deed Sale	Jun 12, 2017 · Amount on Record
Prior Sale	May 1, 2017 · Amount on Record
Deed Document Number	201743778
Prior Transfer Date	May 9, 2017
Prior Transfer Doc	0000043778
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	405 4TH ST, FENTON, MI 48430-1937
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017048
Date	Mar 12, 2021
Instrument	202103120017048

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 12, 2017
Property Address	405 4TH ST, FENTON, MI 48430-1937
Document Number	0000043778
Map Reference	LB34 PG642
Instrument Date	May 9, 2017
Instrument	201706120043778
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$121.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	391 NORTH RD, 391, FENTON, MI 48430-1892

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 4TH ST, FENTON, MI 48430-1937

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 1, 2017
Property Address	405 4TH ST, FENTON, MI 48430-1937
Document Number	0000035250
Instrument Date	Mar 27, 2017
Instrument	35250
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$946.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 4TH ST FENTON MI 484301937, FENTON, MI 48430-1937

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Fenton City
Unified School District	Fenton Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,500 (+9.98%)	$183,000 (+9.98%)
2025	$2,959.00 (+2.6%) Homeowner's exemption	$83,200 (+18.35%)	$166,400 (+18.35%)
2024	$2,884.00 (+39.93%)
2023		$70,300	$140,600
2019	$2,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FENTON serves 11,746 people · EPA ID MI0002270
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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