McHenry County property record for 405 4th Ave W, Velva, ND 58790
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.234 acres (10,208 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,158 (2025) |
| Flood Zone | Zone X (reduced by levee) |
| APN | 55004511181000 |
| Primary APN | 55004511181000 |
|---|
| Lot Area | 10,208 sqft (0.234 acres) |
|---|
| Street Address | 405 4TH AVE W |
|---|---|
| City | VELVA |
| State | ND |
| Zip | 58790-7128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWN: 000 SCT: 00 RNG: 000 SUB: 0055-0045 LOT: 2 VELVA-LARSONS 2ND ADD LOT 2 |
| Legal Subdivision | VELVA-LARSONS 2ND ADD |
| Legal Lot Number | 2 |
| Jurisdiction | MCHENRY ND |
| Township / Civil Division | VELVA |
| Census Block Group | 1 |
| Census Block | 1139 |
| Census Tract | 955900 |
405 4th Ave W is owned and occupied by an individual who acquired it in November 2024.
Source: McHenry County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 4TH AVE W, VELVA, ND 58790-7128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2024 |
| Deed Sale | Apr 1, 2024 |
| Deed Document Number | 2024333346 |
| Last Transfer Date | Nov 20, 2024 |
| Transfer Doc | 0000334737 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 405 4th Ave W was $3,158.
Source: McHenry County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | McHenry County |
| Municipality | Velva City |
| Unified School District | Velva Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,000 (-) Land $8,900 Building $97,100 | $212,000 (-) Land $17,800 Building $194,200 | |
| 2025 | $3,158.00 | $106,000 Land $8,900 Building $97,100 | $212,000 Land $17,800 Building $194,200 |
| 2023 | $2,939.00 | $99,200 Land $8,900 Building $90,300 | $198,400 Land $17,800 Building $180,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 4th Ave W in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 30 (1979–2011) |
| Claims Outside the SFHA | 11 of 30 |
| Most Recent Claim | Jun 2011 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 4th Ave W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 80% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VELVA serves 1,084 people · EPA ID ND2500964 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | NORTH PRAIRIE RWD-SYSTEM 1&2 |
| Lead | 7 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SRT Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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