405 4th Ave SE, Ronan, MT 59864 Property Records

Lake County property record for 405 4th Ave SE, Ronan, MT 59864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,083 sqft · built 1944
Lot Size	0.219 acres (9,540 sqft)
Owner	Individual Name on File
Tax Bill	$1,833 (2026)
Deeds & Mortgages	Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R1511257`

Property Details

APN / Parcel Number

Primary APN	`R1511257`
Alternative APNs	`15-2987-01-2-15-07-0000` `0000009758`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,083 sqft Living Area
1st Floor Area	1,344 sqft
Attic	Attic
Attic Area	739 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,540 sqft (0.219 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	40 sqft
Shed	1 Shed
Shed Area	96 sqft
Lean-To	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000009758
Street Address	405 4TH AVE SE
City	RONAN
State	MT
Zip	59864-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	SERFOSS ADDITION, S01, T20 N, R20 W, LOT 001, LT. 1
Legal Range	20W
Legal Township	20N
Legal Section	01
Legal Subdivision	SERFOSS ADDITION
Legal Lot Number	1
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2059
Census Tract	940500

Owner

405 4th Ave SE is owned and occupied by an individual who acquired it in January 2024.

Source: Lake County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	405 4TH AVE SE, RONAN, MT 59864-3136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2024
Deed Sale	Jan 18, 2024
Prior Sale	Nov 13, 2012 · Amount on File
Deed Document Number	2024609122
Prior Transfer Date	Jan 8, 2024
Prior Transfer Doc	0000609122
Record Updated	Oct 29, 2026

January 2024: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LAKE MT
Recording Date	Jan 18, 2024
Property Address	405 4TH AVE SE, RONAN, MT 59864-3136
Document Number	0000609122
Instrument Date	Jan 8, 2024
Instrument	609122
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	NOT AVAILABLE, FLYING S T&E OF MT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8799 MELSHIRE DR, AUSTIN, TX 78757-6917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46915 MARY THOMAS LN, RONAN, MT 59864-2426

Mortgage

Document Number	0000609123
Date	Jan 18, 2024
Instrument	609123

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 405 4th Ave SE was $1,833, down 13% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Ronan City
Elementary School District	Ronan Elementary School District (PK - 08)
Secondary School District	Ronan High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,833.00 (-12.96%)	$376,000 (-)
2025	$2,106.00	$376,000	$376,000 Land $48,598 Building $327,402
2023	$1,156.00	$278,100	$278,100 Land $32,193 Building $245,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 4th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 4th Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RONAN serves 2,483 people · EPA ID MT0000318
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Dec 2011
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Western Montana CommunityTel Fiber	100 / 100