405 3rd St, Silver Creek, NE 68663 Property Records

Merrick County property record for 405 3rd St, Silver Creek, NE 68663

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,789 sqft · built 1975
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$2,502 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`0000472.00`

Property Details

APN / Parcel Number

Primary APN	`0000472.00`
Alternative APN	`2635-33-0-20070-037-0472`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,789 sqft Living Area
1st Floor Area	1,789 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	196 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	405 3RD ST
City	SILVER CREEK
State	NE
Zip	68663-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	S&G ADD LOT 6 BLK 37 5-30SCV (8712 SQ FT)
Legal Range	03
Legal Township	16
Legal Section	33
Legal Subdivision	S&G ADD
Legal Block	37
Legal Lot Number	6
Jurisdiction	MERRICK NE
Township / Civil Division	SILVER CREEK
Census Block Group	2
Census Block	2056
Census Tract	966600

Owner

405 3rd St is owned and occupied by an individual who acquired it in August 2015.

Source: Merrick County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	405 3RD ST, SILVER CREEK, NE 68663-2813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2015
Deed Sale	Aug 24, 2015
Deed Document Number	20151121
Deed Book / Page	44 / 157
Prior Transfer Date	Aug 14, 2015
Prior Transfer Doc	000A44/157
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRICK NE
Property Address	405 3RD ST, SILVER CREEK, NE 68663-2813
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101000
Date	Jun 3, 2021
Instrument	2021-01000

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 405 3rd St was $2,502.

Source: Merrick County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Merrick County
County Subdivision	Silver Creek Township
Municipality	Silver Creek Village
Unified School District	Twin River Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,675 (+32.12%) Land $11,760 Building $231,915	$243,675 (+32.12%) Land $11,760 Building $231,915
2025	$2,502.00	$184,440 Land $6,970 Building $177,470	$184,440 Land $6,970 Building $177,470
2023	$2,817.00	$182,695 Land $5,225 Building $177,470	$182,695 Land $5,225 Building $177,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 3rd St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 11, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF SILVER CREEK serves 449 people · EPA ID NE3112104
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Rise Broadband.

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