Cullman County property record for 405 3rd St SE, Cullman, AL 35055
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 5,200 sqft · built 1989 |
| Lot Size | 0.427 acres (18,617 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,033 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-02-10-4-018-003.000 |
| Primary APN | 17-02-10-4-018-003.000 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 5,200 sqft Base Area |
| 1st Floor Area | 5,200 sqft |
| Flooring | Tile |
| Interior Walls | Unfinished |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Metal |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,617 sqft (0.427 acres) |
| Lot Dimensions | 130 ft deep x 143 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 10904 |
|---|---|
| Street Address | 405 3RD ST SE |
| City | CULLMAN |
| State | AL |
| Zip | 35055-3603 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Legal Description | LOT 4 HILL RESUB OF BETZ ADD |
| Legal Subdivision | HILL RESUB OF BETZ ADDITION |
| Legal Lot Number | 4 |
| Jurisdiction | CULLMAN AL |
| Township / Civil Division | CULLMAN |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 964901 |
405 3rd St SE, a commercial property, is owned by two individuals.
Source: Cullman County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1618 DAISY DR NW, CULLMAN, AL 35055-5714 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 405 3rd St SE was $3,033.
Source: Cullman County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cullman County |
| Municipality | Cullman City |
| Unified School District | Cullman City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,033.00 | $78,800 | $394,000 Land $178,700 Building $215,300 |
| 2023 | $3,073.00 (+8.05%) | $79,840 (+8.07%) | $399,200 (+8.07%) Land $178,700 Building $220,500 |
| 2022 | $2,844.00 | $73,880 | $369,400 Land $148,900 Building $220,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 3rd St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 3rd St SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CULLMAN COUNTY WATER DEPARTMENT serves 57,006 people · EPA ID AL0000394 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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