405 3rd St, Encinitas, CA 92024 Property Records

San Diego County property record for 405 3rd St, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms5 Baths
Year BuiltBuilt 2018
Square Footage3,969 sqft Living Area
Lot Size5,019 sqft (0.115 acres)
Last Sale$2,475,000 (2015)
Tax Bill$41,454.00 (2025)

Property Details

APN / Parcel Number

Primary APN258-085-12-00

Interior

Bedrooms4 Beds
Full Baths5 Baths
Building Area3,969 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area5,019 sqft (0.115 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address405 3RD ST
CityENCINITAS
StateCA
Zip92024-3509
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK 21 LOT 16 TR 000148
Legal SubdivisionENCINITAS
Legal Tract000148
Legal Block21
Legal Lot Number16
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2035
Census Tract17501

Owner

Source: San Diego County records · APN 258-085-12-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address405 3RD ST, ENCINITAS, CA 92024-3509
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
May 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 14, 2019Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
WELLS FARGO BANK NA
Jun 12, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 02, 2015 · Amount on Record
Deed SaleJul 02, 2015 · Amount on Record
Prior SaleJan 18, 1990 · Amount on Record
Deed Doc Number2015346992
Last Transfer DateMay 30, 2019
Transfer Doc0000227965
Record RefreshedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address405 3RD ST, ENCINITAS, CA 92024-3509
Transaction TypeMortgage
Record UpdatedJan 25, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5492 COACH LN, SAN DIEGO, CA 92130-3745

Mortgage

Document Number0000020762
DateJan 14, 2022
Instrument2022-0020762
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052
Interest
Rate TypeAdjustable Rate
Rate1.87%
Type Change DateFeb 01, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change3.87%
IndexOther
Max Rate6.87%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address405 3RD ST, ENCINITAS, CA 92024-3509
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPLACER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000259426
DateMay 21, 2020
Instrument2020-0259426
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address405 3RD ST, ENCINITAS, CA 92024-3509
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000342490
DateAug 14, 2019
Instrument2019-0342490
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueSep 01, 2049
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateSep 01, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.87%
Index1-Year LIBOR
Max Rate7.87%

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 12, 2019
Property Address405 3RD ST, ENCINITAS, CA 92024-3509
Document Number0000227965
Instrument DateMay 30, 2019
Instrument227965
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5492 COACH LN SAN DIEGO CA 921303745, SAN DIEGO, CA 92130-3745

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$3,894,122 (+2%) Land $2,437,702 Building $1,456,420
2025$41,454.00 (+6.24%)$3,817,767 (+4.04%) Land $2,389,904 Building $1,427,863
2023$39,020.00 (+1.98%)$3,669,520 Land $2,297,102 Building $1,372,418
2022$38,261.00

Nearby Properties on 3rd St

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