Flathead County property record for 405 3rd Ave W, Kalispell, MT 59901 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,380 sqft · built 1910 |
| Lot Size | 0.107 acres (4,661 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,797 (2023) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0766827 |
| Primary APN | R0766827 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| Gross Area | 2,460 sqft |
| 1st Floor Area | 1,092 sqft |
| Attic Area | 288 sqft |
| Basement Area | 1,080 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Historical |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 4,661 sqft (0.107 acres) |
| Deck Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000438350 |
|---|---|
| Street Address | 405 3RD AVE W |
| City | KALISPELL |
| State | MT |
| Zip | 59901-4803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KAL, S18, T28 N, R21 W, BLOCK 073, LOT 011, W1/2 N10 FT OF LOT 11W1/2 OF L OT 12 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 18 |
| Legal Quarter | NE |
| Legal Subdivision | KAL |
| Legal Block | 73 |
| Legal Lot Number | 11 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 1000 |
Source: Flathead County records · APN R0766827
Assessment roll updated December 31, 2022 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 3RD AVE W, KALISPELL, MT 59901-4803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 05, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Dec 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jun 18, 2026 |
| Property Address | 405 3RD AVE W, KALISPELL, MT 59901-4803 |
| Document Number | 0000012383 |
| Instrument Date | Jun 13, 2026 |
| Instrument | 202612383 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 405 3RD AVE W, KALISPELL, MT 59901-4803 |
| Document Number | 0000012383, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202612383 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 405 3RD AVE W, KALISPELL, MT 59901-4803 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202000037489 |
|---|---|
| Date | Nov 05, 2020 |
| Instrument | 202000037489 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 405 3RD AVE W, KALISPELL, MT 59901-4803 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 202100043195 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 202100043195 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,797.00 | $279,400 | $279,400 Land $72,882 Building $206,518 |
Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the West Side Historic District listed 1994 · 224 contributing resources · NRIS 94000921 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 452 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| VFN Holdings | Fiber | 10,000 / 10,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Larkin | Fixed Wireless (unlicensed) | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Richon | Fixed Wireless (unlicensed) | 100 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: MontanaSky Networks, Lumen Technologies, Spectrum, CommunityTel. Availability varies by address; speeds are provider-advertised maximums, not measured.
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