405 3rd Ave SW, Ardmore, OK 73401 Property Records

Carter County property record for 405 3rd Ave SW, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,851 sqft · built 1961
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Sep 2026)
Tax Bill	$1,633 (2025)
Deeds & Mortgages	Sep 2026 Sale Dec 2017 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0010-00-423-004-0-003-00`

Property Details

APN / Parcel Number

Primary APN	`0010-00-423-004-0-003-00`
Alternative APN	`4275`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,851 sqft Living Area
1st Floor Area	1,851 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4275
Street Address	405 3RD AVE SW
City	ARDMORE
State	OK
Zip	73401-4928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ARDMORE LOTS & BLKS, BLK 423 PT LOTS 4 & 5 DESC AS BEG 60 WLY SE/C OF LOT 5; ELY 65; NLY 140.73; WLY 61.34 TO A POINT; SLY 14
Legal Range	02E
Legal Township	04S
Legal Section	31
Legal Subdivision	ARDMORE CITY
Legal Block	423
Legal Lot Number	4,5
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2005
Census Tract	892900

Owner

405 3rd Ave SW is owned and occupied by two individuals who bought it in September 2026.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 3RD AVE SW, ARDMORE, OK 73401-4928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer STEWART TITLE
Dec 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Mar 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Oct 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Feb 28, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Apr 11, 2011	Joint Tenancy Deed, Transfer
Mar 11, 2011	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on File
Deed Sale	Sep 2, 2026 · Amount on File
Prior Sale	Mar 11, 2011 · Amount on File
Deed Document Number	20268852
Deed Book / Page	7949 / 30
Prior Transfer Date	Mar 15, 2011
Prior Transfer Doc	005307/230
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Sep 2, 2026
Property Address	405 3RD AVE SW, ARDMORE, OK 73401-4928
Document Number	0000008852
Book / Page	7949 / 30
Instrument Date	Sep 1, 2026
Instrument	20268852
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$38,178.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 3RD AVE SW, ARDMORE, OK 73401-4928

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	405 3RD AVE SW, ARDMORE, OK 73401-4928
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006478/028
Date	Dec 4, 2017
Book Page	6478/028
Instrument	2017-012431

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2047

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	405 3RD AVE SW, ARDMORE, OK 73401-4928
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006520/033
Date	Mar 13, 2018
Book Page	6520/033
Instrument	2018-002683

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Nov 1, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	405 3RD AVE SW, ARDMORE, OK 73401-4928
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006456/162
Date	Oct 11, 2017
Book Page	6456/162
Instrument	2017-010445

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	405 3RD AVE SW, ARDMORE, OK 73401-4928
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006849/143
Date	Feb 28, 2020
Book Page	6849/143
Instrument	2020-002571

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MADILL, OK 73446

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 20, 2021

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	405 3RD AVE SW, ARDMORE, OK 73401-4928
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006949/295
Date	Oct 20, 2020
Book Page	6949/295
Instrument	2020-011459

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

April 2011: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	CARTER OK
Recording Date	Apr 11, 2011
Property Address	405 3RD AVE SW, ARDMORE, OK 73401-4928
Document Number	005307/230
Book / Page	5307 / 230
Instrument Date	Mar 15, 2011
Instrument	2011-004136
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 3RD AVE SW, ARDMORE, OK 73401-4928

March 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Mar 11, 2011
Property Address	405 3RD AVE SW, ARDMORE, OK 73401-4928
Document Number	005294/227
Book / Page	5294 / 227
Instrument Date	Mar 10, 2011
Instrument	2011-002875
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 3RD AVE SW, ARDMORE, OK 73401-4928

Mortgage

Document Number	005294/244
Date	Mar 11, 2011
Book Page	5294/244
Instrument	2011-002876

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 405 3rd Ave SW was $1,633 with a homeowner's exemption.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,883 (+3.01%) Land $1,800 Building $16,083	$149,019 (-15.09%) Land $15,000 Building $134,019
2025	$1,633.00 Homeowner's exemption	$17,361 (+3%) Land $1,800 Building $15,561	$175,511 (-2.25%) Land $15,000 Building $160,511
2024	$1,633.00 (+7.58%) Homeowner's exemption	$16,856 (+3%) Land $1,800 Building $15,056	$179,550 (+9.54%) Land $15,000 Building $164,550
2023	$1,518.00 Homeowner's exemption	$16,365 Land $1,800 Building $14,565	$163,914 Land $15,000 Building $148,914

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 3rd Ave SW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 3rd Ave SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband, Arbuckle Communications.

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