Watonwan County property record for 405 3rd Ave S, Saint James, MN 56081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 832 sqft · built 1954 |
| Lot Size | 0.118 acres (5,140 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Feb 2023) |
| Tax Bill | $2,028 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20.100.2860 |
| Primary APN | 20.100.2860 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 832 sqft |
| 1st Floor Area | 832 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Stone |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,140 sqft (0.118 acres) |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 3RD AVE S |
|---|---|
| City | SAINT JAMES |
| State | MN |
| Zip | 56081-1742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL - ST JAMES CITY LOT-008 BLOCK-028 EXC N48'; PT OF LOT 7 |
| Legal Subdivision | ORIGINAL - ST JAMES CITY |
| Legal Block | 28 |
| Legal Lot Number | 7,8 |
| Jurisdiction | WATONWAN MN |
| Township / Civil Division | ST. JAMES |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 950200 |
Source: Watonwan County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 3RD AVE S, SAINT JAMES, MN 56081-1742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2023 · Amount on Record |
| Deed Sale | Feb 23, 2023 · Amount on Record |
| Prior Sale | Nov 25, 2015 · Amount on Record |
| Deed Document Number | 20231511902 |
| Record Updated | Oct 29, 2026 |
Source: Watonwan County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Watonwan County |
| Municipality | St. James City |
| Unified School District | St. James Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,028.00 (+1.91%) Homeowner's exemption | $132,800 (-12.11%) Land $9,500 Building $123,300 | $132,800 (-12.11%) Land $9,500 Building $123,300 |
| 2025 | $1,990.00 (+83.24%) Homeowner's exemption | $151,100 (+38.75%) Land $9,100 Building $142,000 | $151,100 (+38.75%) Land $9,100 Building $142,000 |
| 2023 | $1,086.00 | $108,900 Land $8,700 Building $100,200 | $108,900 Land $8,700 Building $100,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 6, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint James serves 4,611 people · EPA ID MN1830006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Christensen Communications Company, T-Mobile, Verizon.
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