Brevard County property record for 405 3rd Ave, Melbourne Beach, FL 32951
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,121 sqft · built 1958 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Feb 2021) |
| Tax Bill | $8,759 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-38-07-FY-19-9 |
| Primary APN | 28-38-07-FY-19-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,121 sqft Living Area |
| Gross Area | 4,974 sqft |
| 1st Floor Area | 1,504 sqft |
| Upper Floors Area | 156 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 150 ft deep x 91 ft wide |
| Garage Type | Attached |
| Garage Area | 1,144 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 189 sqft |
| Deck Area | 229 sqft |
| Patio Area | 581 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2847473 |
|---|---|
| Street Address | 405 3RD AVE |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-2537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3RS |
| Legal Description | WILCOX MELBOURNE BEACH LOT 10 & E 25 FT OF LOT 9 BLK 19 |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 07 |
| Legal Subdivision | WILCOX MELBOURNE BEACH |
| Legal Block | 19 |
| Legal Lot Number | 9 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 66101 |
Source: Brevard County records · APN 28-38-07-FY-19-9
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 3RD AVE, MELBOURNE BEACH, FL 32951-2537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2023 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| Feb 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2021 · Amount on Record |
| Deed Sale | Feb 24, 2021 · Amount on Record |
| Prior Sale | Aug 25, 2020 · Amount on Record |
| Deed Document Number | 202146078 |
| Deed Book / Page | 9027 / 954 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 405 3RD AVE, MELBOURNE BEACH, FL 32951-2537 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 405 3RD AVE, MELBOURNE, FL 32951-2537 |
| Document Number | 0097960572 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 9796/572 |
| Instrument | 2023106685 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Feb 24, 2021 |
| Property Address | 405 3RD AVE, MELBOURNE BEACH, FL 32951-2537 |
| Document Number | 0090270954 |
| Book / Page | 9027 / 954 |
| Map Reference | MB 1 PG 58 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 2021046078 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2021 |
| Title Company | SUPREME TITLE CLOSINGS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1927 QUAIL TRL, 1927, MELBOURNE, FL 32935-4794 |
| Name | Verified Name |
|---|---|
| Address | 405 3RD AVE, MELBOURNE BEACH, FL 32951-2537 |
| Document Number | 9027956 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 9027/956 |
| Name | GVC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne Beach Town |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $631,010 (+2.7%) | $709,370 (+1.35%) | |
| 2025 | $8,759.00 (+5.14%) Homeowner's exemption | $614,430 (+5.99%) | $699,940 (-6.45%) Land $374,000 Building $325,940 |
| 2023 | $8,331.00 (+2.45%) Homeowner's exemption | $579,730 (+3.94%) | $748,230 (+7.62%) Land $374,000 Building $374,230 |
| 2022 | $8,132.00 Homeowner's exemption | $557,760 | $695,240 Land $374,000 Building $321,240 |
Source: FEMA National Flood Hazard Layer, Brevard County (12009C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090661011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 162 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 162 in force |
| Nearby Flood Claims | 40 (1979–2022) |
| Claims Outside the SFHA | 39 of 40 |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 304 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3051447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MELBOURNE serves 167,753 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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