Bay County property record for 405 35th St, Bay City, MI 48708
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1995 |
| Lot Size | 0.171 acres (7,449 sqft) |
| Owner | Individual Name on File |
| Last Sale | $84,000 (Oct 2024) |
| Tax Bill | $1,957 (2026) |
| Deeds & Mortgages | Oct 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-032-487-009-00 |
| Primary APN | 160-032-487-009-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 7,449 sqft (0.171 acres) |
| Lot Dimensions | 149 ft deep x 50 ft wide |
| Patio Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 405 35TH ST |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48708-8346 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R-2 DUPLEX |
| Legal Description | LOT 7 BLK 13 TROMBLES ADD TO HIS DIV OF PORTSMOUTH & E 1/2 VAC ALLEY ADJ THRT |
| Legal Subdivision | TROMBLES ADD TO HIS DIV |
| Legal Block | 13 |
| Legal Lot Number | 7 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BAY CITY |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 280900 |
405 35th St, a mobile home, is owned and occupied by an individual who bought it in October 2024.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 35TH ST, BAY CITY, MI 48708-8346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2024 · Amount on File |
| Deed Sale | Oct 21, 2024 · Amount on File |
| Prior Sale | Feb 12, 2009 · Amount on File |
| Deed Document Number | 202412242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Oct 21, 2024 |
| Property Address | 405 35TH ST, BAY CITY, MI 48708-8346 |
| Document Number | 0000012242 |
| Map Reference | LB 1 PG 46 |
| Instrument Date | Oct 18, 2024 |
| Instrument | 202412242 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 35TH ST, BAY CITY, MI 48708-8346 |
| Name | Verified Name |
|---|---|
| Address | 801 E SMITH ST, BAY CITY, MI 48706-3965 |
| Document Number | 0000012243 |
|---|---|
| Date | Oct 21, 2024 |
| Instrument | 202412243 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Number | 0000012244 |
|---|---|
| Date | Oct 21, 2024 |
| Instrument | 202412244 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 405 35th St was $1,957 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| Municipality | Bay City |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,957.00 Homeowner's exemption | $46,250 | $92,500 |
| 2023 | $32,050 | $64,100 | |
| 2022 | $1,101.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 35th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 405 35th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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