405 31st St NW, Austin, MN 55912 Property Records

Mower County property record for 405 31st St NW, Austin, MN 55912

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,536 sqft · built 1957
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$362,000 (Mar 2025)
Tax Bill	$4,022 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34.875.0380`

Property Details

APN / Parcel Number

Primary APN	`34.875.0380`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	810 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Patio Area	320 sqft
Shed	1 Shed
Shed Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	405 31ST ST NW
City	AUSTIN
State	MN
Zip	55912-9324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05 102 018 1 AC NE COR SE1/4 NW1/4 1AC
Legal Range	18
Legal Township	102
Legal Section	05
Legal Subdivision	UNKNOWN
Jurisdiction	MOWER MN
Township / Civil Division	AUSTIN
Census Block Group	1
Census Block	1012
Census Tract	900

Owner

Source: Mower County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 31ST ST NW, AUSTIN, MN 55912-9324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOME FSB
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Jul 26, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2025 · Amount on Record
Deed Sale	Mar 19, 2025 · Amount on Record
Prior Sale	Dec 17, 2021 · Amount on Record
Deed Document Number	20251742309
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOWER MN
Property Address	405 31ST ST NW, AUSTIN, MN 55912-9324
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A675742
Date	Jun 8, 2023
Instrument	A675742

Lender

Name	HOME FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 15, 2043

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOWER MN
Recording Date	Dec 17, 2021
Property Address	405 31ST ST NW, AUSTIN, MN 55912-9324
Document Number	000A665703
Instrument Date	Dec 17, 2021
Instrument	A665703
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	ON SITE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$904.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 31ST ST NW, AUSTIN, MN 55912-9324

Mortgage

Document Number	000A665704
Date	Dec 17, 2021
Instrument	A665704

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOWER MN
Recording Date	Jul 26, 2019
Property Address	405 31ST ST NW, AUSTIN, MN 55912-9324
Document Number	A647009
Instrument Date	Jul 22, 2019
Instrument	A647009
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 31ST ST NW, AUSTIN, MN 55912-9324

Mortgage

Document Number	000A647010
Date	Jul 26, 2019
Instrument	A647010

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mower County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Austin City
County	Mower County
Unified School District	Austin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,022.00 (+52.12%)	$350,300 (+10.89%) Land $45,000 Building $305,300	$350,300 (+10.89%) Land $45,000 Building $305,300
2025		$315,900 (+39.72%) Land $45,000 Building $270,900	$315,900 (+39.72%) Land $45,000 Building $270,900
2023	$2,644.00	$226,100 Land $45,000 Building $181,100	$226,100 Land $45,000 Building $181,100
2022	$2,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Austin Utilities serves 26,174 people · EPA ID MN1500002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Metronet.

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