405 2nd St, Oregon City, OR 97045 Property Records

Clackamas County property record for 405 2nd St, Oregon City, OR 97045

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 3,187 sqft · built 1910
Lot Size0.083 acres (3,630 sqft)
OwnerIndividual Name on Record
Last Sale$595,000 (Sep 2025)
Tax Bill$3,014 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN22E31AC13100

Property Details

APN / Parcel Number

Primary APN22E31AC13100
Alternative APN
  • 00574024

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,187 sqft Living Area
Basement Area1,159 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialWood Shingle
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area3,630 sqft (0.083 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number00574024
Street Address405 2ND ST
CityOREGON CITY
StateOR
Zip97045-2506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3.5
Legal Description2 OREGON CITY PT LT 5 BLK 35
Legal Range2E
Legal Township2S
Legal Section31
Legal SubdivisionOREGON CITY
Legal Block35
Legal Lot Number5
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group4
Census Block4038
Census Tract22400

Owner

Source: Clackamas County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address901 11TH ST, OREGON CITY, OR 97045-1659
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2025 · Amount on Record
Deed SaleSep 15, 2025 · Amount on Record
Prior SaleOct 8, 2015 · Amount on Record
Deed Document Number202535976
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address405 2ND ST, OREGON CITY, OR 97045-2506
Document Number0000006510
Instrument DateJan 19, 2018
Transaction TypeMortgage
Record UpdatedFeb 2, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address800 NE BROADWAY ST PORTLAND OR 972321216, PORTLAND, OR 97232-1216

Mortgage

Document Number0000006510
DateJan 30, 2018
Instrument6510
Lender
NameROBERT E POWELL
Address14067 SE EKLUND AVE, BORING, OR 97009-7035
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 29, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityOregon City
Unified School DistrictOregon City School District 62 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,014.00 (+13.01%)$150,460 (+6.09%)$405,158 (+1.1%) Land $138,798 Building $266,360
2023$2,667.00$141,824$400,761 Land $137,131 Building $263,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1996–1997)
Claims Outside the SFHA1 of 6
Most Recent ClaimJan 1997 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON CITY
serves 33,940 people · EPA ID OR4101511
Water SourcePurchased surface water from SOUTH FORK WATER BOARD
Last State InspectionDec 2021
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number