405 2nd St NE, Plainview, MN 55964 Property Records

Wabasha County property record for 405 2nd St NE, Plainview, MN 55964

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,040 sqft · built 1981
Lot Size0.201 acres (8,734 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Apr 2021)
Tax Bill$3,358 (2026)
Deeds & MortgagesMar 2019 Line of Credit
Apr 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR26.00988.00

Property Details

APN / Parcel Number

Primary APNR26.00988.00
Alternative APN
  • 26.00988.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Basement Area1,040 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2015
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,734 sqft (0.201 acres)
Lot Dimensions115 ft deep x 76 ft wide
Garage TypeAttached
Garage Area480 sqft

Exterior Amenities

Deck Area144 sqft
Shed1 Shed
Shed Area96 sqft
Lean-To32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address405 2ND ST NE
CityPLAINVIEW
StateMN
Zip55964-1425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSECT-08 TWP-108 RANGE-011 EASTWOOD ADDITION LOT-018 BLOCK-003
Legal Range11
Legal Township108
Legal Section08
Legal SubdivisionEASTWOOD ADDITION
Legal Block3
Legal Lot Number18
JurisdictionWABASHA MN
Township / Civil DivisionPLAINVIEW
Census Block Group2
Census Block2026
Census Tract490600

Owner

405 2nd St NE is owned and occupied by two individuals who bought it in April 2021.

Source: Wabasha County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address405 2ND ST NE, PLAINVIEW, MN 55964-1425
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2019Deed of Trust, Mortgage · Line of Credit
PEOPLES STATE BANK
Apr 26, 2021Warranty Deed, Transfer · Conventional Mortgage
MERCHANTS BANK NA
Nov 22, 2019Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 16, 2018Quit Claim Deed, Transfer · Conventional Mortgage
PEOPLES STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2021 · Amount on File
Deed SaleApr 26, 2021 · Amount on File
Prior SaleNov 22, 2019 · Amount on File
Deed Document Number202120376
Prior Transfer DateNov 13, 2018
Prior Transfer Doc0000019195
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWABASHA MN
Property Address405 2ND ST NE, PLAINVIEW, MN 55964-1425
Transaction TypeMortgage
Record UpdatedMay 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019286
DateMar 13, 2019
Instrument19286
Lender
NamePEOPLES STATE BANK
TypeBank
AddressPLAINVIEW, MN 55964
Agreement
TypeLine of Credit
AmountAmount on Record
Term59 Months
DueFeb 22, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWABASHA MN
Recording DateApr 26, 2021
Property Address405 2ND ST NE, PLAINVIEW, MN 55964-1425
Document Number0000020376
Instrument DateApr 23, 2021
Instrument20376
Transaction TypeTransfer
Record UpdatedMay 26, 2023
Title CompanyKNIGHT BARRY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$792.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address405 2ND ST NE, PLAINVIEW, MN 55964-1425

Mortgage

Document Number0000020377
DateApr 26, 2021
Instrument20377
Lender
NameMERCHANTS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWABASHA MN
Recording DateNov 22, 2019
Property Address405 2ND ST NE, PLAINVIEW, MN 55964-1425
Document Number0000019658
Instrument DateNov 18, 2019
Instrument19658
Transaction TypeTransfer
Record UpdatedMay 26, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$709.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address405 2ND ST NE, PLAINVIEW, MN 55964-1425

Mortgage

Document Number0000019659
DateNov 22, 2019
Instrument19659
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWABASHA MN
Recording DateNov 16, 2018
Property Address405 2ND ST NE, PLAINVIEW, MN 55964-1425
Document Number0000019195
Instrument DateNov 13, 2018
Instrument19195
Transaction TypeTransfer
Record UpdatedMay 26, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address405 2ND ST NE, PLAINVIEW, MN 55964-1425

Mortgage

Document Number0000019196
DateNov 16, 2018
Instrument19196
Lender
NamePEOPLES STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 405 2nd St NE was $3,358 with a homeowner's exemption.

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWabasha County
MunicipalityPlainview City
Unified School DistrictPlainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,358.00 Homeowner's exemption$252,300 Land $35,000 Building $217,300$252,300 Land $35,000 Building $217,300
2023$3,272.00 Homeowner's exemption$248,500 Land $32,300 Building $216,200$248,500 Land $32,300 Building $216,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 2nd St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 2nd St NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPlainview
serves 3,340 people · EPA ID MN1790012
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hiawatha Broadband Communications
Fiber
5,000 / 5,000
Midco
Cable
1,250 / 60
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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