405 2nd St, Jackson, MI 49201 Property Records

Jackson County property record for 405 2nd St, Jackson, MI 49201

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,620 sqft · built 1910
Lot Size0.178 acres (7,754 sqft)
OwnerIndividual Name on File
Last Sale$49,500 (Sep 2019)
Tax Bill$1,429 (2025)
Deeds & MortgagesSep 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN3-004700000

Property Details

APN / Parcel Number

Primary APN3-004700000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,620 sqft Living Area
1st Floor Area913 sqft
Basement Area871 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area7,754 sqft (0.178 acres)
Lot Dimensions115 ft deep x 67.6 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address405 2ND ST
CityJACKSON
StateMI
Zip49201-2055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionW 115 FT OF LOT 11 BLK 9 LIVERMORE WOOD & EATON'S ADD
Legal SubdivisionLIVERMORE WOOD & EATONS ADD
Legal Block9
Legal Lot Number11
Legal Unit11
JurisdictionJACKSON MI
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1010
Census Tract600

Owner

405 2nd St is owned and occupied by an individual who bought it in September 2019.

Source: Jackson County records, as of July 16, 2026

Owner of RecordIndividual Name on File
Mailing Address405 2ND ST, JACKSON, MI 49201-2055
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2019 · Amount on File
Deed SaleSep 3, 2019 · Amount on File
Deed Document Number20192830740
Deed Book / Page2147 / 451
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MI
Recording DateSep 3, 2019
Property Address405 2ND ST, JACKSON, MI 49201-2055
Document Number0002830740
Book / Page2147 / 0451
Map ReferenceLB 4 PG 6
Instrument DateAug 22, 2019
Instrument2830740
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$425.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11348 WHITE BIRCH DR, 11348, PELLSTON, MI 49769-9118

Transferred To (Grantee/Buyer)

NameVerified Name
Address1961 COVENTRY CIR, JACKSON, MI 49201-8192

Mortgage

Document Number0002830741
DateSep 3, 2019
Book Page2147/0452
Instrument2830741
Lender
NameHILLSDALE COUNTY NATIONAL BANK
TypeBank
AddressHILLSDALE, MI 49242
Agreement
TypeLine of Credit
AmountAmount on Record
Term179 Months
DueAug 22, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 405 2nd St was $1,429 with a homeowner's exemption, down 16.8% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
MunicipalityJackson City
Unified School DistrictJackson Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$49,500 (+6.22%)$99,000 (+6.22%)
2025$1,429.00 (-16.82%)$46,600$93,200
2024$1,718.00
2023$36,400$72,800
2022$1,575.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 405 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON
serves 33,165 people · EPA ID MI0003470
Water SourceGroundwater influenced by surface water
Last State InspectionMar 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Dec 2020
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Great Lakes High Speed, Mercury Fiber, T-Mobile.

Nearby Properties on 2nd St

Nearby Streets

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