405 2nd Ave SW, Oronoco, MN 55960 Property Records

Olmsted County property record for 405 2nd Ave SW, Oronoco, MN 55960

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,840 sqft · built 1976
Lot Size	0.457 acres (19,907 sqft)
Owner	2 Individual Names on File
Last Sale	$386,500 (Jan 2020)
Tax Bill	$7,688 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage May 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`84.17.23.028818`

Property Details

APN / Parcel Number

Primary APN	`84.17.23.028818`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,840 sqft Living Area
1st Floor Area	1,840 sqft
Basement Area	1,840 sqft
Finished Basement	1,472 sqft
Unfinished Basement	368 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2010
Architectural Style	Split Level
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,907 sqft (0.457 acres)
Lot Dimensions	140 ft deep x 142 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 2ND AVE SW
City	ORONOCO
State	MN
Zip	55960-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-17 TWP-108 RANGE-014 ORONOCO VILLAGE BLOCK-038 BLK 38 LESS S110FT
Legal Range	14
Legal Township	108
Legal Section	17
Legal Subdivision	ORONOCO VILLAGE
Legal Block	38
Jurisdiction	OLMSTED MN
Township / Civil Division	ORONOCO
Census Block Group	1
Census Block	1058
Census Tract	1902

Owner

405 2nd Ave SW is owned and occupied by two individuals who bought it in January 2020.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 2ND AVE SW, ORONOCO, MN 55960-1304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA
May 11, 2018	Special Warranty Deed, Transfer ROCHESTER TITLE
May 22, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2020 · Amount on File
Deed Sale	Jan 9, 2020 · Amount on File
Prior Sale	May 11, 2018 · Amount on File
Deed Document Number	20201490470
Prior Transfer Date	May 22, 2017
Prior Transfer Doc	00A1424268
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jan 9, 2020
Property Address	405 2ND AVE SW, ORONOCO, MN 55960-1304
Document Number	00A1490470
Instrument Date	Jan 3, 2019
Instrument	A-1490470
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2022
Title Company	ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.45
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 2ND AVE SW, ORONOCO, MN 55960-1304

Mortgage

Document Number	00A1490471
Date	Jan 9, 2020
Instrument	A-1490471

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	May 11, 2018
Property Address	405 2ND AVE SW, ORONOCO, MN 55960-1304
Document Number	00A1448770
Instrument Date	Mar 23, 2018
Instrument	A-1448770
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount on Record
Tax	$313.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 TRIPPS LN, 10, RIVERSIDE, RI 02915-3014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 S GLEN TRL, LINO LAKES, MN 55014-4406

May 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	OLMSTED MN
Recording Date	May 22, 2017
Property Address	405 2ND AVE SW, ORONOCO, MN 55960-1304
Document Number	00A1424268
Instrument Date	May 22, 2017
Instrument	A-1424268
Transaction Type	Foreclosure
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10985 CODY ST STE 200, 200, OVERLAND PARK, KS 66210-1224

Tax Assessment & Valuation

The 2026 property tax bill for 405 2nd Ave SW was $7,688 with a homeowner's exemption.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Oronoco City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,688.00 Homeowner's exemption
2025		$515,500 Land $55,000 Building $460,500	$515,500 Land $55,000 Building $460,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 2nd Ave SW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 2nd Ave SW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Oronoco serves 2,040 people · EPA ID MN1550036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bevcomm Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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