405 2nd Ave SE, Garrison, ND 58540 Property Records

McLean County property record for 405 2nd Ave SE, Garrison, ND 58540

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,407 sqft · built 1970
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,500 (Sep 2021)
Tax Bill	$2,855 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75 1903 00040 000`

Property Details

APN / Parcel Number

Primary APN	`75 1903 00040 000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,407 sqft Living Area
Basement Area	1,260 sqft
Finished Basement	850 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,498 sqft (0.241 acres)
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	405 2ND AVE SE
City	GARRISON
State	ND
Zip	58540-7220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 LOT 11, ALL LOT 12 BLK 7
Legal Subdivision	SCHEMPP'S 3RD ADDN
Legal Block	7
Legal Lot Number	11-12
Jurisdiction	MCLEAN ND
Township / Civil Division	GARRISON
Census Block Group	3
Census Block	3484
Census Tract	961001

Owner

Source: McLean County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 2ND AVE SE, GARRISON, ND 58540-7220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Deed Document Number	20213404815
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN ND
Recording Date	Sep 20, 2021
Property Address	405 2ND AVE SE, GARRISON, ND 58540-7220
Document Number	3404815
Instrument Date	Sep 17, 2021
Instrument	3404815
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1271, GARRISON, ND 58540-1271

Mortgage

Document Number	3404816
Date	Sep 20, 2021
Instrument	3404816

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McLean County
Municipality	Garrison City
Unified School District	Garrison Public School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,950 (+2.79%) Land $4,050 Building $102,900	$213,900 (+2.79%) Land $8,100 Building $205,800
2025	$2,855.00 (+7.05%)	$104,050 (+9.7%) Land $4,050 Building $100,000	$208,100 (+9.7%) Land $8,100 Building $200,000
2023	$2,667.00	$94,850 Land $4,050 Building $90,800	$189,700 Land $8,100 Building $181,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRISON RURAL WATER DISTRICT private · serves 1,805 people · EPA ID ND2801430
Water Source	Purchased surface water from CITY OF GARRISON
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Reservation Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20