405 2nd Ave, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 405 2nd Ave, Melbourne Beach, FL 32951

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,110 sqft · built 1962
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (Aug 2014)
Tax Bill	$4,184 (2025)
Deeds & Mortgages	Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`28-38-07-FY-12-9`

Property Details

APN / Parcel Number

Primary APN	`28-38-07-FY-12-9`
Alternative APNs	`28-38-07-FY-00012.0-0009.00` `2847456`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,110 sqft Living Area
Gross Area	1,458 sqft
1st Floor Area	1,110 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 96.3 ft wide
Garage Type	Attached
Garage Area	300 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	48 sqft
Deck Area	1,632 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2847456
Street Address	405 2ND AVE
City	MELBOURNE BEACH
State	FL
Zip	32951-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3RS
Legal Description	WILCOX MELBOURNE BEACH E 1/2 OF LOT 9 & ALL LOT 10 BLK 12
Legal Range	38E
Legal Township	28S
Legal Section	07
Legal Subdivision	WILCOX MELBOURNE BEACH
Legal Block	12
Legal Lot Number	9
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	1
Census Block	1027
Census Tract	66101

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 2ND AVE, MELBOURNE BEACH, FL 32951-2509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2014 · Amount on File
Deed Sale	Aug 5, 2014 · Amount on File
Prior Sale	Apr 3, 2014
Deed Document Number	2014155056
Deed Book / Page	7181 / 827
Prior Transfer Date	Jul 1, 1994
Prior Transfer Doc	3406000014
Record Updated	Sep 20, 2026

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BREVARD FL
Property Address	405 2ND AVE, MELBOURNE BEACH, FL 32951-2509
Document Number	0079531841
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	405 2ND AVE MELBOURNE BEACH FL 329512509, MELBOURNE BEACH, FL 32951-2509

Mortgage

Document Number	0079531841
Date	Aug 4, 2017
Book Page	007953/001841
Instrument	163190

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne Beach Town
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,000 (+2.7%)	$504,150 (+3.91%)
2025	$4,184.00 (+5.52%) Homeowner's exemption	$310,620 (+5.98%)	$485,190 (-7.05%) Land $360,000 Building $125,190
2023	$3,965.00 (+2.11%) Homeowner's exemption	$293,080 (+3%)	$521,980 (+0.63%) Land $360,000 Building $161,980
2022	$3,883.00 Homeowner's exemption	$284,550	$518,690 Land $360,000 Building $158,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 162 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	162 in force
Nearby Flood Claims	40 (1979–2022)
Claims Outside the SFHA	39 of 40
Most Recent Claim	Apr 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Oct 2017 · 6 claims Tropical Storm Fay, Aug 2008 · 10 claims Hurricane Irene, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20