405 2nd Ave, Culver, OR 97734 Property Records

Jefferson County property record for 405 2nd Ave, Culver, OR 97734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,020 sqft · built 2005
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jul 2020)
Tax Bill	$1,783 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2020 Sale & Mortgage + 2 more
APN	`121318-DA-07500`

Property Details

APN / Parcel Number

Primary APN	`121318-DA-07500`
Alternative APN	`3321`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,020 sqft

Exterior

Year Built	Built 2005
Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Account Number	3321
Street Address	405 2ND AVE
City	CULVER
State	OR
Zip	97734-1598
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	LOT:2 BLK:31 SEC:D SUBD:CULVER-CITY OF SEC/TWN/RNG/MER:SEC 18 TWN 12S RNG 13E
Legal Range	13E
Legal Township	12S
Legal Section	18
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	CULVER-CITY OF
Legal Block	31
Legal Lot Number	2
Jurisdiction	JEFFERSON OR
Township / Civil Division	CULVER
Census Block Group	1
Census Block	1050
Census Tract	960304

Owner

Source: Jefferson County records · APN 121318-DA-07500

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	63299 VOGT RD, BEND, OR 97701-8211
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jul 08, 2020	Warranty Deed, Transfer · FHA Mortgage DIRECTORS MORTGAGE CO
Mar 08, 2018	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Mar 08, 2018	Special Warranty Deed, Transfer NOT AVAILABLE, WESTERN TITLE & ESCROW

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 08, 2020 · Amount on Record
Deed Sale	Jul 08, 2020 · Amount on Record
Prior Sale	Mar 08, 2018 · Amount on Record
Deed Document Number	2020-2603
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OR
Property Address	405 2ND AVE, CULVER, OR 97734-1598
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 399, CULVER, OR 97734-0399

Mortgage

Document Number	0020220655
Date	Feb 14, 2022
Instrument	2022-0655

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON OR
Recording Date	Jul 08, 2020
Property Address	405 2ND AVE, CULVER, OR 97734-1598
Document Number	20202603
Map Reference	MB 1 PG 4
Instrument Date	Jul 06, 2020
Instrument	2020-2603
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	NOT AVAILABLE, WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63299 VOGT RD, BEND, OR 97701-8211

Mortgage

Document Number	20202604
Date	Jul 08, 2020
Instrument	2020-2604

Lender

Name	DIRECTORS MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON OR
Recording Date	Mar 08, 2018
Property Address	405 2ND AVE, CULVER, OR 97734-1598
Document Number	20180849
Map Reference	MB 1 PG 4
Instrument Date	Mar 06, 2018
Instrument	2018-0849
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	NOT AVAILABLE, WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 816, PRINEVILLE, OR 97754-0816

Mortgage

Document Number	20180850
Date	Mar 08, 2018
Instrument	2018-0850

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

March 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JEFFERSON OR
Recording Date	Mar 08, 2018
Property Address	405 2ND AVE, CULVER, OR 97734-1598
Document Number	20180848
Map Reference	MB 1 PG 4
Instrument Date	Mar 05, 2018
Instrument	2018-0848
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	NOT AVAILABLE, WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 SW 5TH ST, MADRAS, OR 97741-1352

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jefferson County
Municipality	Culver City
Unified School District	Culver School District 4 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,783.00 (+6%)	$90,530 (+6.08%)	$325,800 (+3.1%) Land $82,750 Building $243,050
2023	$1,682.00	$85,340	$316,010 Land $82,040 Building $233,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410319603041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Webformix Company Fixed Wireless	200 / 20

May also be available: Blue Mountain Networks.

Based on FCC filings for 106 locations within half a mile of this property.

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