405 26th St, Allegan, MI 49010 Property Records

Allegan County property record for 405 26th St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 2003
Lot Size	1.92 acres (83,635 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,621 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-024-006-40`

Property Details

APN / Parcel Number

Primary APN	`21-024-006-40`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Lot Area	83,635 sqft (1.92 acres)
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 26TH ST
City	ALLEGAN
State	MI
Zip	49010-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG AT SW COR TH N 261.41' TH E 330' TH S 261.65' TH W 330' TO POB SEC 24 T1N R13W (04).
Legal Range	13W
Legal Township	01N
Legal Section	24
Jurisdiction	ALLEGAN MI
Township / Civil Division	TROWBRIDGE
Census Block Group	3
Census Block	3001
Census Tract	31101

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 26TH ST, ALLEGAN, MI 49010-9788
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Quit Claim Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
May 31, 2022	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Jun 7, 2022	Warranty Deed, Transfer TITLE RESOURCE AGENCY
Jan 3, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026
Deed Sale	Jun 11, 2026
Prior Sale	Jun 7, 2022 · Amount on Record
Deed Document Number	20269796
Deed Book / Page	5146 / 130
Prior Transfer Date	Jun 5, 2026
Prior Transfer Doc	005146/130
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 11, 2026
Property Address	405 26TH ST, ALLEGAN, MI 49010-9788
Document Number	005146/130
Book / Page	5146 / 130
Instrument Date	Jun 5, 2026
Instrument	20269796
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 26TH ST, ALLEGAN, MI 49010-9788
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009797,
Date	Jun 11, 2026
Book Page	5146/133
Instrument	20269797

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	405 26TH ST, ALLEGAN, MI 49010-9788
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 26TH ST, ALLEGAN, MI 49010-9788

Mortgage

Document Number	004765/861
Date	May 31, 2022
Book Page	4765/861
Instrument	2022011122

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 7, 2022
Property Address	405 26TH ST, ALLEGAN, MI 49010-9788
Document Number	004768/318
Book / Page	4768 / 318
Instrument Date	May 27, 2022
Instrument	2022011633
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,417.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 26TH ST, 405, ALLEGAN, MI 49010-9788

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 26TH ST, ALLEGAN, MI 49010-9788

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	405 26TH ST, ALLEGAN, MI 49010-9788
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4102/151
Date	Jan 3, 2017
Book Page	4102/151

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Trowbridge Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,400 (+32.28%) Land $20,600 Building $113,800	$268,800 (+32.28%) Land $41,200 Building $227,600
2025	$3,621.00 (+84.74%)
2023		$101,600 Land $14,300 Building $87,300	$203,200 Land $28,600 Building $174,600
2022	$1,960.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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