405 1st St SE, Austin, MN 55912 Property Records

Mower County property record for 405 1st St SE, Austin, MN 55912 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,266 sqft · built 1941
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$78,500 (Mar 2008)
Tax Bill	$1,262 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34.100.1280`

Property Details

APN / Parcel Number

Primary APN	`34.100.1280`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,266 sqft Living Area
Basement Area	28 sqft
Unfinished Basement	28 sqft
Flooring	Hardwood
Interior Walls	Wood

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Detached
Garage Area	360 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	405 1ST ST SE
City	AUSTIN
State	MN
Zip	55912-3508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOLCOMS 34100 008 015
Legal Subdivision	BOLCOMS
Legal Block	15
Legal Lot Number	8
Jurisdiction	MOWER MN
Township / Civil Division	AUSTIN
Census Block Group	6
Census Block	6017
Census Tract	410

Owner

Source: Mower County records · APN 34.100.1280

Assessment roll updated September 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	19472 US HIGHWAY 218, AUSTIN, MN 55912-5867
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 11, 2022	Quit Claim Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
May 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage GNB BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 24, 2008 · Amount on Record
Deed Sale	Mar 24, 2008 · Amount on Record
Deed Document Number	2008566472
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOWER MN
Property Address	405 1ST ST SE, AUSTIN, MN 55912-3508
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A675857
Date	Jun 15, 2023
Instrument	A675857

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MOWER MN
Recording Date	Feb 11, 2022
Property Address	405 1ST ST SE, AUSTIN, MN 55912-3508
Document Number	000A666891
Instrument Date	Aug 19, 2021
Instrument	A666891
Transaction Type	Transfer
Record Updated	Mar 09, 2022

Transaction

Amount	Amount Recorded
Tax	$16.50
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 1ST ST SE, AUSTIN, MN 55912-3508

Mortgage

Document Number	000A666892
Date	Feb 11, 2022
Instrument	A666892

Lender

Name	ROYAL UNITED MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOWER MN
Property Address	405 1ST ST SE, AUSTIN, MN 55912-3508
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000639589
Date	May 22, 2018
Instrument	A000639589

Lender

Name	GNB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 01, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mower County records · Assessment roll updated September 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Austin City
County	Mower County
Unified School District	Austin Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,262.00 (+24.46%)
2025		$120,500 (+18.02%) Land $18,600 Building $101,900	$120,500 (+18.02%) Land $18,600 Building $101,900
2023	$1,014.00	$102,100 Land $14,400 Building $87,700	$102,100 Land $14,400 Building $87,700
2022	$1,014.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mower County (27099C), updated January 31, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270990004106, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	102 (1978–2016)
Claims Outside the SFHA	2 of 102
Most Recent Claim	Sep 2016, other causes
Claims By Storm	Severe Storms And Flooding, Sep 2010 · 30 claims Severe Storms, Tornadoes & Flooding, Aug 1993 · 30 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 426 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Midcontinent Communications	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Metronet Holdings, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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