Phillips County property record for 405 1st St, Saco, MT 59261
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1915 |
| Lot Size | 0.331 acres (14,418 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $192 (2025) |
| APN | R118591 |
| Primary APN | R118591 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 14,418 sqft (0.331 acres) |
| Lot Dimensions | 120 ft deep x 120 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000363410 |
|---|---|
| Street Address | 405 1ST ST |
| City | SACO |
| State | MT |
| Zip | 59261-9571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | SACO ORIGINAL TOWNSITE, S08, T31 N, R34 E, BLOCK 003, LOTS 8, 9, 10 & 11 |
| Legal Range | 34E |
| Legal Township | 31N |
| Legal Section | 08 |
| Legal Subdivision | SACO ORIGINAL TOWNSITE |
| Legal Block | 3 |
| Legal Lot Number | 8-11 |
| Jurisdiction | PHILLIPS MT |
| Township / Civil Division | MALTA |
| Census Block Group | 4 |
| Census Block | 4432 |
| Census Tract | 60200 |
405 1st St is owned by an individual who acquired it in December 2003.
Source: Phillips County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2095, WRANGELL, AK 99929-2095 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2003 |
| Deed Sale | Dec 1, 2003 |
| Deed Book / Page | 13DC / 891 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 405 1st St was $192.
Source: Phillips County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Phillips County |
| Municipality | Saco Town |
| Elementary School District | Saco Elementary School District (PK - 08) |
| Secondary School District | Saco High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,678 (-) | $11,678 (-) Land $1,538 Building $10,140 | |
| 2025 | $192.00 | $11,678 | $11,678 Land $1,538 Building $10,140 |
| 2023 | $245.00 | $13,182 | $13,182 Land $5,332 Building $7,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 405 1st St; there have been 6 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1997–2016) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2016 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 1st St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SACO serves 180 people · EPA ID MT0000323 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Nemont DSL · Fiber in parts of the area | 30 / 5 |
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