405 1st Ave, Vail, IA 51465 Property Records

Crawford County property record for 405 1st Ave, Vail, IA 51465

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,024 sqft · built 1890
Lot Size	0.192 acres (8,364 sqft)
Owner	Individual Name on File
Last Sale	$2,375 (Jul 2021)
Tax Bill	$1,244 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jan 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1030158024`

Property Details

APN / Parcel Number

Primary APN	`1030158024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft
Basement Area	576 sqft
Finished Basement	525 sqft
Unfinished Basement	51 sqft
Game Room	Game Room
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1939
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,364 sqft (0.192 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	128 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	405 1ST AVE
City	VAIL
State	IA
Zip	51465-7726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VAIL BLK 35 LOT 4
Legal Subdivision	SEVENTH ADDITION TO THE INCORPORATED
Legal Block	35
Legal Lot Number	4
Jurisdiction	CRAWFORD IA
Township / Civil Division	WEST SIDE
Census Block Group	2
Census Block	2068
Census Tract	70100

Owner

405 1st Ave is owned and occupied by an individual who acquired it in February 2024.

Source: Crawford County records, as of January 22, 2026

Owner of Record	Individual Name on File
Mailing Address	405 1ST AVE, VAIL, IA 51465-7726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOAN INC
Jan 18, 2023	Deed of Trust, Mortgage · USDA Mortgage USDA
Dec 22, 2025	Deed of Trust, Mortgage COUNCIL OF GOVERNMENTS HOUSING INCORPORA
Dec 6, 2013	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Mar 27, 2007	Deed of Trust, Mortgage COUNCIL OF GOVERNMENTS HOUSING INC
Jul 9, 2021	Warranty Deed, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Prior Sale	Jul 9, 2021 · Amount on File
Deed Document Number	20211565
Last Transfer Date	Feb 23, 2024
Transfer Doc	0000000450
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD IA
Property Address	405 1ST AVE, VAIL, IA 51465-7726
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020181161
Date	Jun 8, 2018
Instrument	2018-1161

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	295 Months
Due	Jan 1, 2043

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD IA
Property Address	405 1ST AVE, VAIL, IA 51465-7726
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230121
Date	Jan 18, 2023
Instrument	2023-0121

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Aug 1, 2051

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD IA
Property Address	405 1ST AVE, VAIL, IA 51465-7726
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 1ST AVE, VAIL, IA 51465-7726

Mortgage

Document Number	0020252513
Date	Dec 22, 2025
Instrument	2025-2513

Lender

Name	COUNCIL OF GOVERNMENTS HOUSING INCORPORA
Type	Government Agency
Address	CARROLL, IA 51401

Agreement

Amount	Amount on Record
Term	117 Months
Due	Sep 22, 2035

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD IA
Property Address	405 1ST AVE, VAIL, IA 51465-7726
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020132955
Date	Dec 6, 2013
Instrument	2013-2955

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2029

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD IA
Property Address	405 1ST AVE, VAIL, IA 51465-7726
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020070785
Date	Mar 27, 2007
Instrument	2007-0785

Lender

Name	COUNCIL OF GOVERNMENTS HOUSING INC
Type	Government Agency
Address	CARROLL, IA 51401

Agreement

Amount	Amount on Record
Term	63 Months
Due	May 31, 2012

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD IA
Recording Date	Jul 9, 2021
Property Address	405 1ST AVE, VAIL, IA 51465-7726
Document Number	0020211544
Instrument Date	Jun 30, 2021
Instrument	2021-1544
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 1ST AVE, VAIL, IA 51465-7726

Mortgage

Document Number	0020211545
Date	Jul 9, 2021
Instrument	2021-1545

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 405 1st Ave was $1,244.

Source: Crawford County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Crawford County
Municipality	Vail City
Unified School District	Ar-We-Va Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,244.00	$95,160 Land $3,300 Building $91,860	$95,160 Land $3,300 Building $91,860
2024	$1,244.00
2023		$93,190 (+61.06%) Land $3,300 Building $89,890	$93,190 Land $3,300 Building $89,890
2022	$900.00	$57,860 Land $2,400 Building $55,460
2021			$57,860 Land $2,400 Building $55,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 1st Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 1st Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAIL WATER SUPPLY serves 383 people · EPA ID IA2452044
Water Source	Purchased groundwater from WEST CENTRAL RWA-BOYER SYSTEM
Last State Inspection	Aug 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	1.35 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Windstream DSL	200 / 20

May also be available: Nextlink, Western Iowa Wireless.

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