Indian River County property record for 405 18th Ave, Vero Beach, FL 32962
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,056 sqft · built 1988 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $458 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2022 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-14-00006-0070-00010.0 |
| Primary APN | 33-39-14-00006-0070-00010.0 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 120 ft deep x 57.9 ft wide |
| View / Lot | Interior |
| Porch | Open Porch |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 18TH AVE |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32962-0908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | ROYAL POINCIANA PARK NO 1 BLK 7 LOT 10; LESS N 5 FT PBI 4-43 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 14 |
| Legal Subdivision | ROYAL POINCIANA PARK NO 1 |
| Legal Block | 7 |
| Legal Lot Number | 10 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 50602 |
405 18th Ave is owned and occupied by two individuals who acquired it in December 2025.
Source: Indian River County records, as of January 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 18TH AVE, VERO BEACH, FL 32962-0908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 2, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 22, 2023 | Deed of Trust, Mortgage · VA Mortgage EQUITY PRIME MORTGAGE LLC |
| Sep 4, 2024 | Deed of Trust, Mortgage · VA Mortgage ACTIVE LINK INC |
| Dec 22, 2025 | Intrafamily Transfer, Transfer · VA Mortgage NATIONS MORTGAGE LLC |
| Apr 25, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 31, 2018 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 1, 2019 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jan 8, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2025 |
| Deed Sale | Dec 22, 2025 |
| Prior Sale | Aug 18, 2011 · Amount on File |
| Deed Document Number | 202562545 |
| Deed Book / Page | 3827 / 185 |
| Prior Transfer Date | Dec 5, 2025 |
| Prior Transfer Doc | 0038270185 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 405 18TH AVE, VERO BEACH, FL 32962-0908 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0033861767 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 3386/1767 |
| Instrument | 3120210009263 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 405 18TH AVE, VERO BEACH, FL 32962-0908 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 405 18TH AVE, VERO BEACH, FL 32962-0908 |
| Document Number | 0035450967 |
|---|---|
| Date | Jun 2, 2022 |
| Book Page | 3545/967 |
| Instrument | 3120220035245 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 405 18TH AVE, VERO BEACH, FL 32962-0908 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Title Company | UNKNOWN, SOURCEPOINT |
| Name | Verified Name |
|---|---|
| Address | 405 18TH AVE, VERO BEACH, FL 32962-0908 |
| Document Number | 0036510940 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | 3651/940 |
| Instrument | 3120230048103 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 405 18TH AVE, VERO BEACH, FL 32962-0908 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 405 18TH AVE, VERO BEACH, FL 32962-0908 |
| Document Number | 0037221075 |
|---|---|
| Date | Sep 4, 2024 |
| Book Page | 3722/1075 |
| Instrument | 3120240042754 |
| Name | ACTIVE LINK INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 22, 2025 |
| Property Address | 405 18TH AVE, VERO BEACH, FL 32962-0908 |
| Document Number | 0038270185 |
| Book / Page | 3827 / 185 |
| Map Reference | MB 2524 PG 2096 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 3120250062545 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | UNKNOWN, LENDERS FIRST TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 18TH AVE, VERO BEACH, FL 32962-0908 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 18TH AVE, VERO BEACH, FL 32962-0908 |
| Document Number | 0003827188 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 3827/188 |
| Name | NATIONS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 405 18TH AVE, VERO BEACH, FL 32962-0908 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0030180765 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 3018/0765 |
| Instrument | 3120170022396 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 405 18TH AVE, VERO BEACH, FL 32962-0908 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0030882381 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 3088/2381 |
| Instrument | 3120180005785 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 405 18TH AVE, VERO BEACH, FL 32962-0908 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | SERVICELINK LLC |
| Name | Verified Name |
|---|
| Document Number | 0032031192 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 3203/1192 |
| Instrument | 3120190025647 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 405 18TH AVE, VERO BEACH, FL 32962-0908 |
| Document Number | 0032791105 |
| Instrument Date | Jan 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 405 18TH AVE VERO BEACH FL 329620908, VERO BEACH, FL 32962-0908 |
| Document Number | 0032791105 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 003279/001105 |
| Instrument | 11211 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 23, 2050 |
The 2025 property tax bill for 405 18th Ave was $458 with exemptions applied.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $458.00 Homeowner's exemption Veteran's exemption | $73,904 | $192,335 Land $27,068 Building $165,267 |
| 2023 | $216.00 (+1.89%) | $69,730 (+3%) | $183,540 (+15.62%) Land $22,147 Building $161,393 |
| 2022 | $212.00 | $67,699 | $158,741 Land $22,147 Building $136,594 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 18th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 18th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures