405 14th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 405 14th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Apartment House (2-4 Units)
Lot Size	1.91 acres (83,591 sqft)
Owner	Company Name on Record
Tax Bill	$64,896 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17.01361.01`

Property Details

APN / Parcel Number

Primary APN	`17.01361.01`

Interior

Units	48 Units

Exterior

Architectural Style	Multi-Family
Lot Area	83,591 sqft (1.91 acres)

Location & Zoning

Street Address	405 14TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1286
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Legal Description	SECT-36 TWP-036 RANGE-031 BURAU ADDITON LOT-003 BLOCK-001 & E 73.42 FT OF LT 1
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	BURAU ADDITON
Legal Block	1
Legal Lot Number	1,3
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3011
Census Tract	21201

Owner

Source: Benton County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2380 TROOP DR, 204, SARTELL, MN 56377-4637
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
Oct 26, 2021	Deed of Trust, Mortgage · Commercial Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Recording Date	Apr 16, 2026
Property Address	405 14TH AVE SE, SAINT CLOUD, MN 56304-1286
Document Number	0000482801
Instrument Date	Feb 18, 2026
Instrument	2026482801
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000482801,
Date	Apr 16, 2026
Instrument	2026482801

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	82 Months
Due	Feb 18, 2033

Interest

Rate Type	Adjustable Rate
Rate	6.09%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	405 14TH AVE SE, SAINT CLOUD, MN 56304-1286
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	TRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 2ND AVE S 1450, 1450, MINNEAPOLIS, MN 55402-2475

Mortgage

Document Number	0000456307
Date	Oct 26, 2021
Instrument	456307

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	MILWAUKEE, WI 53202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	53 Months
Due	Feb 28, 2026

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$64,896.00 (+12.58%)	$3,040,000 (-9.71%) Land $336,000 Building $2,704,000	$3,040,000 (-9.71%) Land $336,000 Building $2,704,000
2025	$57,642.00 (+36.17%)	$3,367,000 (%) Land $336,000 Building $3,031,000	$3,367,000 (%) Land $336,000 Building $3,031,000
2023	$42,332.00	$3,367,100 Land $336,000 Building $3,031,100	$3,367,100 Land $336,000 Building $3,031,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on 14th Ave SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures