405 13th St, Port Huron, MI 48060 Property Records

St. Clair County property record for 405 13th St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 753 sqft · built 1933
Lot Size	0.097 acres (4,225 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (Jun 2022)
Tax Bill	$1,989 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-401-0004-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-401-0004-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	753 sqft Living Area
1st Floor Area	753 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Lot Area	4,225 sqft (0.097 acres)
Lot Dimensions	104 ft deep x 40.7 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	405 13TH ST
City	PORT HURON
State	MI
Zip	48060-4329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N 40.67 FT LOT 4 BLK 187 GORDON'S SUBDIVISION
Legal Subdivision	GORDONS SUBDIVISION
Legal Block	187
Legal Lot Number	4
Legal Unit	4
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	3
Census Block	3017
Census Tract	623000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1812 GILLETT ST, PORT HURON, MI 48060-4910
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 16, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Jun 1, 2022	Intrafamily Transfer, Transfer
Jun 13, 2022	Re-recorded Document
Apr 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage EASTERN MICHIGAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Deed Document Number	202214706
Deed Book / Page	5532 / 942
Prior Transfer Date	Jun 7, 2022
Prior Transfer Doc	0005539847
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 7, 2022
Property Address	405 13TH ST, PORT HURON, MI 48060-4329
Document Number	0005539847
Book / Page	5539 / 847
Map Reference	LB 9 PG 85
Instrument Date	Jul 7, 2022
Instrument	2022016333
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1812 GILLETT ST, 1812, PORT HURON, MI 48060-4910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 GILLETT ST, PORT HURON, MI 48060-4910

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 16, 2022
Property Address	405 13TH ST, PORT HURON, MI 48060-4329
Document Number	0005532942
Book / Page	5532 / 942
Map Reference	LB 9 PG 85
Instrument Date	Jun 1, 2022
Instrument	2022014706
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 596253, FORT GRATIOT, MI 48059-6253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 GILLETT ST, PORT HURON, MI 48060-4910

Mortgage

Document Number	0005529809
Date	Jun 7, 2022
Book Page	5529/809
Instrument	2022013931

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 1, 2022
Property Address	405 13TH ST, PORT HURON, MI 48060-4329
Document Number	0005527570
Book / Page	5527 / 570
Map Reference	LB 9 PG 85
Instrument Date	Apr 21, 2022
Instrument	2022013440
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 596253, FORT GRATIOT, MI 48059-6253

June 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 13, 2022
Property Address	405 13TH ST, PORT HURON, MI 48060-4329
Document Number	0005531858
Book / Page	5531 / 858
Map Reference	LB 9 PG 85
Instrument Date	Apr 21, 2022
Instrument	2022014439
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 596253, FORT GRATIOT, MI 48059-6253

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	405 13TH ST, PORT HURON, MI 48060-4329
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050440727
Date	Apr 9, 2019
Book Page	5044/727
Instrument	2019006391

Lender

Name	EASTERN MICHIGAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 29, 2024

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,500 (+14.68%)	$75,000 (+14.68%)
2025	$1,989.00 (+2.9%)	$32,700 (+26.74%)
2024	$1,933.00 (+117.93%)		$65,400 (+26.74%)
2023		$25,800
2022	$887.00		$51,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1986–1987)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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