405 13th St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 405 13th St N, Cold Spring, MN 56320 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 2017
Square Footage	1,751 sqft Living Area
Lot Size	11,972 sqft (0.275 acres)
Occupancy	Owner Occupied
Last Sale	$283,000 (2017)
Tax Bill	$4,792.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`48-29686-0340`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,751 sqft Living Area
Gross Area	1,680 sqft Gross Area
1st Floor	1,680 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Laminate Plank Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Patio Home Style
Exterior Material	Concrete Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,972 sqft (0.275 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	823 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Floor/Wall Furnace Heating

Location & Zoning

Street Address	405 13TH ST N
City	COLD SPRING
State	MN
Zip	56320-4513
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 008 BLK 002 NORTH POINTE PLAT TWO SECTION 10 TOWNSHIP 123 RANGE 030 SECTION 10 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	10
Legal Subdivision	NORTH POINTE PLAT TWO
Legal Block	2
Legal Lot Number	8
Jurisdiction	STEARNS MN
Minor Civil Division	COLD SPRING
Census Blockgroup	3
Census Block	3014
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29686-0340

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 13TH ST N, COLD SPRING, MN 56320-4513
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2017 · Amount on Record
Deed Sale	Aug 03, 2017 · Amount on Record
Prior Sale	Jun 29, 2016 · Amount on Record
Deed Doc Number	20171501637
Transfer Doc	00A1684289
Record Refreshed	Jun 08, 2026

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 03, 2017
Property Address	405 13TH ST N, COLD SPRING, MN 56320-4513
Document Number	00A1501637
Instrument Date	Jul 26, 2017
Instrument	A1501637
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$933.90
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 13TH ST N, COLD SPRING, MN 56320-4513

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,792.00 (+18.67%)
2025		$396,200 (+9.96%) Land $48,300 Building $347,900	$396,200 (+9.96%) Land $48,300 Building $347,900
2023	$4,038.00	$360,300 Land $48,300 Building $312,000	$360,300 Land $48,300 Building $312,000

Flood & Wildfire

405 13th St N is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 39th in Minnesota
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.