405 12th St SW, Ruskin, FL 33570 Property Records

Hillsborough County property record for 405 12th St SW, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1959
Lot Size0.232 acres (10,090 sqft)
OwnerIndividual Name on Record
Last Sale$118,500 (Jun 2019)
Tax Bill$2,998 (2025)
Deeds & MortgagesJun 2019 Sale
Feb 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN056646-0000

Property Details

APN / Parcel Number

Primary APN056646-0000
Alternative APN
  • U0732191VE000002000060

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area720 sqft Living Area
Gross Area1,386 sqft
1st Floor Area720 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1992
Architectural StyleMansion
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,090 sqft (0.232 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeCarport
Garage Area276 sqft
CarportCarport
Carport Area276 sqft
Parking Spaces1 Parking Space
PorchScreened Porch
Porch Area330 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0566460000
Street Address405 12TH ST SW
CityRUSKIN
StateFL
Zip33570-4183
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-6
Legal DescriptionSABLE COVE UNIT NO 1 LOT 6 BLOCK 2
Legal Range19E
Legal Township32S
Legal Section07
Legal SubdivisionSABLE COVE UNIT NO 1
Legal Tract1VE
Legal Block2
Legal Lot Number6
Legal Unit1
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group3
Census Block3018
Census Tract14108

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address635 WASHITA STONE DR, RUSKIN, FL 33570-6368
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2019Warranty Deed, Transfer
SOUTH BAY TITLE INSURANCE AGENCY, SOUTH BAY TITLE INS AGCY
Feb 17, 2017Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2019 · Amount on Record
Deed SaleJun 26, 2019 · Amount on Record
Prior SaleFeb 17, 2017 · Amount on Record
Deed Document Number2019271548
Deed Book / Page26735 / 511
Prior Transfer DateFeb 22, 2012
Prior Transfer Doc0000085792
Record UpdatedOct 29, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 26, 2019
Property Address405 12TH ST SW, RUSKIN, FL 33570-4183
Document Number0267350511
Book / Page026735 / 000511
Instrument DateJun 24, 2019
Instrument271548
Transaction TypeTransfer
Record UpdatedJul 11, 2019
Title CompanySOUTH BAY TITLE INSURANCE AGENCY, SOUTH BAY TITLE INS AGCY

Transaction

AmountAmount Recorded
Tax$829.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 WASHITA STONE DR RUSKIN FL 335706368, RUSKIN, FL 33570-6368

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateFeb 17, 2017
Property Address405 12TH ST SW, RUSKIN, FL 33570-4183
Document Number0247391693
Book / Page024739 / 001693
Instrument DateJan 31, 2017
Instrument64469
Transaction TypeTransfer
Record UpdatedFeb 24, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$605.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 12TH ST SW RUSKIN FL 335704183, RUSKIN, FL 33570-4183

Mortgage

Document Number247391696
DateFeb 17, 2017
Book Page024739/001696
Instrument64470
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 16, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$133,613 (+2.28%) Land $51,000 Building $82,613$133,613 (+2.28%) Land $51,000 Building $82,613
2025$2,998.00 (+18.36%)$130,629 (+4.51%) Land $51,000 Building $79,629$130,629 (+4.51%) Land $51,000 Building $79,629
2023$2,533.00 (+8.81%)$124,995 (+0.17%) Land $45,900 Building $79,095$124,995 (+0.17%) Land $45,900 Building $79,095
2022$2,328.00$124,784 Land $40,800 Building $83,984$124,784 Land $40,800 Building $83,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 145 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies145 in force
Nearby Flood Claims113 (1982–2024)
Claims Outside the SFHA4 of 113
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 60 claims
  • Tropical Storm Josephine, Oct 1996 · 11 claims
  • Hurricane Elena, Sep 1985 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERSIDE MHP
private · serves 40 people · EPA ID FL6291521
Water SourceGroundwater
Last State InspectionSep 2024
Also Mapped HereHCWRD/SOUTH-CENTRAL
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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