40499 O'Connors Cir, Leesburg, VA 20175 Property Records

Loudoun County property record for 40499 O'Connors Cir, Leesburg, VA 20175

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,325 sqft · built 2010
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,075,000 (May 2026)
Tax Bill	$7,795 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`317-30-1649-000`

Property Details

APN / Parcel Number

Primary APN	`317-30-1649-000`
Alternative APN	`76 A 7 198`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	4,325 sqft Living Area
1st Floor Area	1,141 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Built-in
Garage Area	464 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	66 sqft
Deck Area	Deck Area
Patio Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	40499 OCONNORS CIR
City	LEESBURG
State	VA
Zip	20175-7521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDRV
Legal Description	COURTLAND RURAL VILLAGE SEC.5A & 5B PHASE A LOT 198 201012070078620 201005060026354P
Legal Subdivision	COURTLAND RURAL VILLAGE
Legal Phase	A
Legal Block	1
Legal Lot Number	198
Jurisdiction	LOUDOUN VA
Township / Civil Division	CATOCTIN
Census Block Group	1
Census Block	1023
Census Tract	611029

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40499 OCONNORS CIR, LEESBURG, VA 20175-7521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed, Transfer · Conventional Mortgage HOME SAVINGS AND TRUST MORTGAGE
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Dec 7, 2010 · Amount on Record
Deed Document Number	202625626
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUDOUN VA
Recording Date	May 19, 2026
Property Address	40499 OCONNORS CIR, LEESBURG, VA 20175-7521
Document Number	0000025626
Instrument Date	May 15, 2026
Instrument	202625626
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108,575.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40499 OCONNORS CIR, LEESBURG, VA 20175-7521

Mortgage

Document Number	0000025627,
Date	May 19, 2026
Instrument	202625627

Lender

Name	HOME SAVINGS AND TRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	40499 OCONNORS CIR, LEESBURG, VA 20175-7521
Document Number	20201019097896
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40499 OCONNORS CIR LEESBURG VA 201757521, LEESBURG, VA 20175-7521

Mortgage

Document Number	20201019097896
Date	Oct 19, 2020
Instrument	97896

Lender

Name	MCLEAN MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 18, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,795.00 (+3.77%)	$968,400 (+3.76%) Land $294,700 Building $673,700	$968,400 (+3.76%) Land $294,700 Building $673,700
2025	$7,512.00 (-2.68%)	$933,280 (+5.79%) Land $294,700 Building $638,580	$933,280 (+5.79%) Land $294,700 Building $638,580
2023	$7,719.00	$882,200 Land $294,700 Building $587,500	$882,200 Land $294,700 Building $587,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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