Cottonwood County property record for 40497 440th Ave, Windom, MN 56101
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,648 sqft · built 1924 |
| Lot Size | 11.4 acres (497,020 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (May 2018) |
| Tax Bill | $3,794 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-018-0300 |
| Primary APN | 08-018-0300 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 1,648 sqft Living Area |
| Gross Area | 1,256 sqft |
| 1st Floor Area | 1,224 sqft |
| Basement Area | 208 sqft |
| Finished Basement | 208 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 497,020 sqft (11.4 acres) |
| Garage Type | Attached |
| Garage Area | 1,392 sqft |
| Deck Area | Deck Area |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 40497 440TH AVE |
|---|---|
| City | WINDOM |
| State | MN |
| Zip | 56101-3280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF S1/2 NE1/4 11.41 |
| Legal Range | 36 |
| Legal Township | 105 |
| Legal Section | 18 |
| Jurisdiction | COTTONWOOD MN |
| Township / Civil Division | GREAT BEND |
| Census Block Group | 1 |
| Census Block | 1168 |
| Census Tract | 270300 |
Source: Cottonwood County records, as of July 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40497 440TH AVE, WINDOM, MN 56101-3280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2018 · Amount on Record |
| Deed Sale | May 24, 2018 · Amount on Record |
| Prior Sale | Dec 9, 2009 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Cottonwood County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cottonwood County |
| County Subdivision | Great Bend Township |
| Unified School District | Windom Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,600 (-5.76%) Land $146,700 Building $291,900 | $438,600 (-5.76%) Land $146,700 Building $291,900 | |
| 2025 | $3,794.00 (+6.22%) | ||
| 2023 | $3,572.00 | $465,400 Land $131,200 Building $334,200 | $465,400 Land $131,200 Building $334,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Red Rock Rural Water System serves 5,840 people · EPA ID MN1170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| MVTV Wireless Fixed Wireless | 50 / 10 |
| Federated Rural Electric Association Fixed Wireless | 40 / 3 |
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