Hernando County property record for 4049 Hermosa Blvd, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,118 sqft · built 1979 |
| Lot Size | 0.189 acres (8,238 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Mar 2024) |
| Tax Bill | $3,430 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jul 2023 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R13-223-16-2390-1320-0380 |
| Primary APN | R13-223-16-2390-1320-0380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| Gross Area | 1,784 sqft |
| 1st Floor Area | 1,118 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,238 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 300 sqft |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00169980 |
|---|---|
| Street Address | 4049 HERMOSA BLVD |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 14 BLK 132 LOT 38 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 14 |
| Legal Block | 132 |
| Legal Lot Number | 38 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 41501 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4049 HERMOSA BLVD, HERNANDO BEACH, FL 34607-3414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 15, 2024 | Warranty Deed, Transfer · Conventional Mortgage HFG HOLDINGS INC |
| Jul 18, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2024 · Amount on Record |
| Deed Sale | Mar 15, 2024 · Amount on Record |
| Prior Sale | Jul 18, 2023 · Amount on Record |
| Deed Document Number | 202416647 |
| Deed Book / Page | 4403 / 370 |
| Prior Transfer Date | Jan 17, 2013 |
| Prior Transfer Doc | 0029691852 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 15, 2024 |
| Property Address | 4049 HERMOSA BLVD, HERNANDO BEACH, FL 34607-3414 |
| Document Number | 0044030370 |
| Book / Page | 4403 / 370 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 2024016647 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2024 |
| Title Company | NOT AVAILABLE, ARROW TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 829 WILDER RD, PELHAM, GA 31779-4720 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4049 HERMOSA BLVD, HERNANDO BEACH, FL 34607-3414 |
| Document Number | 0004403372 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 4403/372 |
| Name | HFG HOLDINGS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 18, 2023 |
| Property Address | 4049 HERMOSA BLVD, HERNANDO BEACH, FL 34607-3414 |
| Document Number | 0043200297 |
| Book / Page | 4320 / 297 |
| Map Reference | MB 11 PG 60 |
| Instrument Date | Jul 7, 2023 |
| Instrument | 2023043804 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14259 MISTY ST, BROOKSVILLE, FL 34613-5702 |
| Name | Verified Name |
|---|---|
| Address | 4049 HERMOSA BLVD, HERNANDO BEACH, FL 34607-3414 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4049 HERMOSA BLVD, HERNANDO BEACH, FL 34607-3414 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4049 HERMOSA BLVD, HERNANDO BEACH, FL 34607-3414 |
| Document Number | 0041781723 |
|---|---|
| Date | Jun 2, 2022 |
| Book Page | 4178/1723 |
| Instrument | 2022043010 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,430.00 (+558.35%) | $205,430 (+183.97%) Land $77,187 Building $128,243 | $205,430 (-7%) Land $77,187 Building $128,243 |
| 2023 | $72,342 (+3%) Land $72,342 | ||
| 2022 | $521.00 Homeowner's exemption | $70,235 | $220,902 Land $74,633 Building $146,269 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 357 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 357 in force |
| Nearby Flood Claims | 602 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures