4049 Harmattan Dr, Denver, NC 28037 Property Records

Lincoln County property record for 4049 Harmattan Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,159 sqft · built 2022
Lot Size	0.482 acres (20,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Jun 2021)
Tax Bill	$4,435 (2025)
Deeds & Mortgages	Apr 2021 Construction Loan Sep 2021 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4605-52-6028`

Property Details

APN / Parcel Number

Primary APN	`4605-52-6028`
Alternative APNs	`284565` `85116`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,159 sqft Living Area
Basement Area	2,159 sqft
Finished Basement	1,814 sqft
Unfinished Basement	345 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Lot Area	20,996 sqft (0.482 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	284565
Street Address	4049 HARMATTAN DR
City	DENVER
State	NC
Zip	28037-5511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	#76 LT EASTWIND COVE PH2
Legal Subdivision	EASTWIND COVE
Legal Lot Number	76
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	3
Census Block	3013
Census Tract	71203

Owner

Source: Lincoln County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4049 HARMATTAN DR, DENVER, NC 28037-5511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Construction Mortgage BLUEHARBOR BANK
Sep 23, 2021	Intrafamily Transfer, Transfer · Construction Mortgage DOLLAR BANK FSB
Jun 2, 2021	Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO
May 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY
May 8, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	May 15, 2019 · Amount on Record
Deed Document Number	2021632440
Deed Book / Page	3047 / 907
Last Transfer Date	Sep 22, 2021
Transfer Doc	0003087399
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4049 HARMATTAN DR, DENVER, NC 28037-5511
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 LAKESHORE DR, MOORESVILLE, NC 28117-7535

Mortgage

Document Number	0000302854
Date	Apr 7, 2021
Book Page	3028/54
Instrument	628846

Lender

Name	BLUEHARBOR BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Sep 23, 2021
Property Address	4049 HARMATTAN DR, DENVER, NC 28037-5511
Document Number	0003087399
Book / Page	3087 / 399
Map Reference	MB 13 PG 441-443
Instrument Date	Sep 22, 2021
Instrument	639259
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9941 REINDEER WAY LN, CHARLOTTE, NC 28216-0709

Mortgage

Document Number	0000639260
Date	Sep 23, 2021
Instrument	639260

Lender

Name	DOLLAR BANK FSB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 2, 2021
Property Address	4049 HARMATTAN DR, DENVER, NC 28037-5511
Document Number	0003047907
Book / Page	3047 / 907
Map Reference	MB 13 PG 441-443
Instrument Date	Jun 1, 2021
Instrument	632440
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 SADIE LN, MOORESVILLE, NC 28115-7711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4049 HANNATTAN DRIVE, DENVER, NC 28037

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 15, 2019
Property Address	4049 HARMATTAN DR, DENVER, NC 28037-5511
Document Number	281682
Book / Page	002816 / 000082
Instrument Date	May 6, 2019
Instrument	592531
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$54.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	128 SADIE LN MOORESVILLE NC 281157711, MOORESVILLE, NC 28115-7711

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 8, 2017
Property Address	4049 HARMATTAN DR, DENVER, NC 28037-5511
Document Number	2663845
Book / Page	002663 / 000845
Instrument Date	May 4, 2017
Instrument	562401
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	141 ASPEN SQ DENHAM SPRINGS LA 707265304, DENHAM SPRINGS, LA 70726-5304

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,435.00 (+11.13%)	$709,989 (+10.59%) Land $77,000 Building $632,989	$709,989 (+10.59%) Land $77,000 Building $632,989
2023	$3,991.00	$642,012 Land $77,000 Building $565,012	$642,012 Land $77,000 Building $565,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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