4049 E Toledo St, Unit 103, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4049 E Toledo St, Unit 103, Gilbert, AZ 85295

Property Summary

Property TypeTownhouse
Details3 ba · 1,308 sqft · built 2019
Lot Size0.026 acres (1,144 sqft)
OwnerCompany Name on Record
Last Sale$252,990 (May 2019)
Tax Bill$1,246 (2025)
Deeds & MortgagesJun 2023 Second Mortgage
Sep 2025 Line of Credit
+ 3 more
Flood ZoneZone X (moderate risk)
APN304-97-634

Property Details

APN / Parcel Number

Primary APN304-97-634

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area1,308 sqft Living Area
1st Floor Area418 sqft
2nd Floor Area890 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area1,144 sqft (0.026 acres)
Parking Spaces2 Parking Spaces
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4049 E TOLEDO ST UNIT 103, 103
CityGILBERT
StateAZ
Zip85295-0173
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMF/M
Legal DescriptionFINCHER FIELDS MULTI-FAMILY MCR 1356-20 AMD AKA MCR 1331-09
Legal Range06E
Legal Township01S
Legal Section25
Legal SubdivisionFINCHER FIELDS MULTI-FAMILY AMD
Legal Lot Number58
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2028
Census Tract815201

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4049 E TOLEDO ST UNIT 103, 103, GILBERT, AZ 85295-0173
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Sep 29, 2025Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Dec 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERIFIRST FINANCIAL INC
May 26, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
May 6, 2019Special Warranty Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2019 · Amount on Record
Deed SaleMay 6, 2019 · Amount on Record
Prior SaleMay 6, 2019 · Amount on Record
Deed Document Number0000326788
Last Transfer DateMay 26, 2020
Transfer Doc0000448746
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4049 E TOLEDO ST UNIT 103, 103, GILBERT, AZ 85295-0173
Transaction TypeMortgage
Record UpdatedNov 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 997, BELLEVUE, WA 98009-0997

Mortgage

Document Number0000311322
DateJun 15, 2023
Instrument20230311322
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4049 E TOLEDO ST UNIT 103, 103, GILBERT, AZ 85295-0173
Transaction TypeMortgage
Record UpdatedNov 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4049 E TOLEDO ST 103, 103, GILBERT, AZ 85295-0173

Mortgage

Document Number0000558616
DateSep 29, 2025
Instrument20250558616
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 28, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4049 E TOLEDO ST UNIT 103, 103, GILBERT, AZ 85295-0173
Transaction TypeMortgage
Record UpdatedNov 8, 2022
Title CompanyPREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4049 E TOLEDO ST 103, 103, GILBERT, AZ 85295-0173

Mortgage

Document Number0001208881
DateDec 8, 2020
Instrument20201208881
Lender
NameAMERIFIRST FINANCIAL INC
TypeMortgage Company
AddressMESA, AZ 85203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateMay 26, 2020
Property Address4049 E TOLEDO ST UNIT 103, 103, GILBERT, AZ 85295-0173
Document Number0000448746
Instrument DateMay 21, 2020
Instrument448746
Transaction TypeTransfer
Record UpdatedJun 2, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4049 E TOLEDO ST #103 GILBERT AZ 852950173, 103, GILBERT, AZ 85295-0173

May 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateMay 6, 2019
Property Address4049 E TOLEDO ST UNIT 103, 103, GILBERT, AZ 85295-0173
Document Number0000326788
Map ReferenceMB 1356 PG 20
Instrument DateMar 29, 2019
Instrument20190326788
Transaction TypeTransfer
Record UpdatedNov 8, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1665 W ALAMEDA DR # DR130, 1665, TEMPE, AZ 85282-3220

Transferred To (Grantee/Buyer)

NameVerified Name
Address4049 E TOLEDO ST UNIT 103, 103, GILBERT, AZ 85295-0173

Mortgage

Document Number0000326789
DateMay 6, 2019
Instrument20190326789
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,030 (-8.45%)$340,300 (-8.45%) Land $68,000 Building $272,300
2025$1,246.00 (-6.88%)
2024$37,170$371,700 Land $74,300 Building $297,400
2023$1,338.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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