Bear Lake County property record for 4049 E Shore Rd, Saint Charles, ID 83272
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 3 ba · 4,585 sqft · built 2000 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $3,370 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Oct 2020 Sale |
| APN | RP16S44E121880 |
| Primary APN | RP16S44E121880 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 4,585 sqft Finished Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Account Number | 05990.08 |
|---|---|
| Street Address | 4049 E SHORE RD |
| City | SAINT CHARLES |
| State | ID |
| Zip | 83272 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACRES 0.55 T-7511 F. LOT 2; 12-16-44; .55 AC |
| Legal Subdivision | BEAR LAKE VILLAS |
| Legal Lot Number | 2 |
| Jurisdiction | BEAR LAKE ID |
| Township / Civil Division | MONTPELIER |
| Census Block Group | 4 |
| Census Block | 4230 |
| Census Tract | 950100 |
Source: Bear Lake County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 2030 OAKRIDGE CIR, LAYTON, UT 84040-2928 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 26, 2019 | Deed of Trust, Mortgage · ARM ZB NA |
| Oct 23, 2020 | Warranty Deed, Transfer FIRST AMER TTL MONTPELIER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2020 |
| Deed Sale | Oct 23, 2020 |
| Prior Sale | Jan 3, 2012 · Amount on Record |
| Deed Document Number | 2020233128 |
| Prior Transfer Date | Dec 28, 2011 |
| Prior Transfer Doc | 211420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAR LAKE ID |
| Property Address | 4049 E SHORE RD, SAINT CHARLES, ID 83272 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMER TTL MONTPELIER |
| Name | Verified Name |
|---|
| Document Number | 229505 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 229505 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84133 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 10.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAR LAKE ID |
| Recording Date | Oct 23, 2020 |
| Property Address | 4049 E SHORE RD, SAINT CHARLES, ID 83272 |
| Document Number | 233128 |
| Map Reference | DOC 177488 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 233128 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMER TTL MONTPELIER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2030 OAKRIDGE CIR, LAYTON, UT 84040-2928 |
Source: Bear Lake County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bear Lake County |
| Unified School District | Bear Lake County School District 33 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,094,915 (-0.93%) Land $223,895 Building $871,020 | $1,094,915 (-0.93%) Land $223,895 Building $871,020 | |
| 2025 | $3,370.00 (+13.58%) | $1,105,145 (+17.37%) Land $223,895 Building $881,250 | $1,105,145 (+17.37%) Land $223,895 Building $881,250 |
| 2023 | $2,967.00 (-13.95%) | $941,628 Land $222,798 Building $718,830 | $941,628 Land $222,798 Building $718,830 |
| 2022 | $3,448.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 80% of Idaho |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Direct Communications Rockland Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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