4049 E Desert Cove Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 4049 E Desert Cove Ave, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,323 sqft · built 1973
Lot Size	0.362 acres (15,767 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Dec 2022)
Tax Bill	$2,536 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Nov 2022 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`167-70-045`

Property Details

APN / Parcel Number

Primary APN	`167-70-045`
Alternative APN	`167700459`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,323 sqft Living Area
Gross Area	2,563 sqft
1st Floor Area	2,323 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	15,767 sqft (0.362 acres)
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4049 E DESERT COVE AVE
City	PHOENIX
State	AZ
Zip	85028-3512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-14
Legal Description	CAVALIER ESTATES UNIT 8 MCR 130-20
Legal Range	4E
Legal Township	3N
Legal Section	19
Legal Subdivision	CAVALIER ESTATES UNIT 8
Legal Lot Number	509
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1013
Census Tract	103208

Owner

Source: Maricopa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4049 E DESERT COVE AVE, PHOENIX, AZ 85028-3512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Nov 29, 2022	Special Warranty Deed, Transfer
Oct 14, 2022	Trustee's Deed, Foreclosure
May 9, 2022	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2022 · Amount on Record
Deed Sale	Dec 28, 2022 · Amount on Record
Prior Sale	Oct 14, 2022 · Amount on Record
Deed Document Number	2022915290
Prior Transfer Date	May 9, 2022
Prior Transfer Doc	0000404623
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 28, 2022
Property Address	4049 E DESERT COVE AVE, PHOENIX, AZ 85028-3512
Document Number	0000915290
Map Reference	MB 130 PG 20
Instrument Date	Dec 19, 2022
Instrument	20220915290
Transaction Type	Transfer
Record Updated	Jan 5, 2023
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	640 E PURDUE AVE, PHOENIX, AZ 85020-2053

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4049 E DESERT COVE AVE, PHOENIX, AZ 85028-3512

Mortgage

Document Number	0000915291
Date	Dec 28, 2022
Instrument	20220915291

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 29, 2022
Property Address	4049 E DESERT COVE AVE, PHOENIX, AZ 85028-3512
Document Number	0000861296
Map Reference	MB 130 PG 20
Instrument Date	Nov 29, 2022
Instrument	20220861296
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14040 N CAVE CREEK RD STE 210, 210, PHOENIX, AZ 85022-6179
Investor	Possibly a Property Investor

October 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 14, 2022
Property Address	4049 E DESERT COVE AVE, PHOENIX, AZ 85028-3512
Document Number	0000776278
Map Reference	MB 130 PG 20
Instrument Date	Oct 13, 2022
Instrument	20220776278
Transaction Type	Foreclosure
Record Updated	Oct 24, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2200 E CAMELBACK RD STE 216, 216, PHOENIX, AZ 85016-3456
Investor	Possibly a Property Investor

May 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 9, 2022
Property Address	4049 E DESERT COVE AVE, PHOENIX, AZ 85028-3512
Document Number	0000404623
Map Reference	MB 130 PG 20
Instrument Date	Jan 28, 2022
Instrument	20220404623
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4049 E DESERT COVE AVE, PHOENIX, AZ 85028-3512

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,760 (+100.38%)	$617,600 (+4.03%) Land $123,500 Building $494,100
2025	$2,536.00 (+6.87%)	$30,821 (-50.39%)	$593,700 (-4.44%) Land $118,700 Building $475,000
2024		$62,130	$621,300 Land $124,200 Building $497,100
2023	$2,373.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1984–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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